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Citibank Diamond Preferred Card Denial - Recon??? (Update - approved)

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Anonymous
Not applicable

Citibank Diamond Preferred Card Denial - Recon??? (Update - approved)

Hi,

 

My credit scores are EQ - 765, TU - 711, EX - 698. Applied for Citi Diamond Preferred card and got denied. Got the reason today "Too many inquireis in the recent months". Is there a Recon number i can call? Are there any chances for them to budge?

Message 1 of 16
15 REPLIES 15
M_Smart007
Legendary Contributor

Re: Citibank Diamond Preferred Card Denial - Recon??? (Update - approved)

Depends on how many Inquiries in the last 6 and 12 months?

I am not sure how friendly Citi is to recons.

 

 

Message 2 of 16
Anonymous
Not applicable

Re: Citibank Diamond Preferred Card Denial - Recon??? (Update - approved)

I just called the recon number 1-866-336-7285  and got approved. The representative could only approve for $500. I told i already have accounts with 5000, 6500 limit. They said call the customer service at the time of activating the card and they will reconsider the limit using the same pull. I thought the recon folks might reconsider the limit, but does not seem like it. 

Message 3 of 16
CreditCuriosity
Moderator Emeritus

Re: Citibank Diamond Preferred Card Denial - Recon??? (Update - approved)

I think the recon agent did tell you the truth last I heard CLI recons are an additional HP unless this has changed fairly recently.

Message 4 of 16
M_Smart007
Legendary Contributor

Re: Citibank Diamond Preferred Card Denial - Recon??? (Update - approved)

Congratulations on your approval ..., Hope your recon works out!

Thanks for updating.

Message 5 of 16
cashorcharge
Community Leader
Super Contributor

Re: Citibank Diamond Preferred Card Denial - Recon??? (Update - approved)

Thankfully you at least got the card!  Now you can grow it with CLI's.  

Message 6 of 16
CreditAggie
Community Leader
Super Contributor

Re: Citibank Diamond Preferred Card Denial - Recon??? (Update - approved)


@Anonymous wrote:

I just called the recon number 1-866-336-7285  and got approved. The representative could only approve for $500. I told i already have accounts with 5000, 6500 limit. They said call the customer service at the time of activating the card and they will reconsider the limit using the same pull. I thought the recon folks might reconsider the limit, but does not seem like it. 


Congratulations on your approval!

 

I would expect a HP if you try to recon the SL based on what I've read here. 

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 16
AllZero
Mega Contributor

Re: Citibank Diamond Preferred Card Denial - Recon???

Congratulations on your approval!
Message 8 of 16
gdale6
Moderator Emeritus

Re: Citibank Diamond Preferred Card Denial - Recon??? (Update - approved)


@Anonymous wrote:

I just called the recon number 1-866-336-7285  and got approved. The representative could only approve for $500. I told i already have accounts with 5000, 6500 limit. They said call the customer service at the time of activating the card and they will reconsider the limit using the same pull. I thought the recon folks might reconsider the limit, but does not seem like it. 


Grats on getting the approval Smiley Happy

Message 9 of 16
Anonymous
Not applicable

Re: Citibank Diamond Preferred Card Denial - Recon???


@Anonymous wrote:

Hi,

 

My credit scores are EQ - 765, TU - 711, EX - 698. Applied for Citi Diamond Preferred card and got denied. Got the reason today "Too many inquireis in the recent months". Is there a Recon number i can call? Are there any chances for them to budge?


Small approval but you're in the door Smiley Wink -- Congrats! & thanks for the DPs.

Message 10 of 16
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