I'm sorry I forgot to get a screen shot.
Auto-approval.
History
| Date | Inquiry Info
| Approved
| Score | Credit Line |
| DEC '19 | new account HP TU&EX | yes | EX F8 744 | $2,500 |
| MAY '20 | SoftPull | yes/1500 | EX F8 747 | $4,000 |
| NOV '20 | SoftPull | no | TU 895/2500 ? | UNCH |
| DEC '20 | SoftPull | no | Denial gave no Score | UNCH |
| JAN '21 | SoftPull | yes/1500 | F8 755,763,767 | $5,500 |
| Sep '21 | Softpull | yes/2000 | F8 EQ BC: 768 F8 755, 756, 752 | $7,500
|
I make charges on the Double Cash card occassionally. My spend is pretty modest. Doesn't seem to matter too much for CLI approval from Citibank. They don't ask for a specific increase amount; their system decides what, if any CLI to extend. In general I think they tend to bring card holders along at a modest steady pace. I was refused a couple CLIs when credit tightened after the pandemic's onset. But since January things seem to have improved, at least for me.
Note: accepted a 0.99% BT offer, paid a 3% fee, some months ago, $1400/5500 which is payed down to below $496.00 when I asked for this CLI.
Credit Profile (AUG 2025)
F8 EX 802 EQ 812, TU 813, F8 BC EX 830, EQ BC 835, F9 EX 812
TCL: $159,400, reporting available: $154,459
cc utilization: 3%, auto loan: $3641/$6850
AoOA 7Y 4M, AAoA 4Y 2M, AoYA 1Y 1M
new cc accounts 2/24, 0/12, 0/6, 0/3, INQs 12 months EX 0, EQ 0, TU 0
Personal Cards (17)
US Bank/Elan - Fidelity Visa Sig, Chase/Amazon Prime Visa, Freedom Unlimited, Bank of America CCR,
American Express BCP+CM, GS Apple Card (MC), PenFed PC Rewards, Truist Future, Citibank DoubleCash,
Discover IT + BT,Regions Cash Rewards, Wells Fargo AC, CapOne QS (x2), Synchrony PPMC +
Closed (1): Synchony Amazon Prime
Business Cards (1)
American Express BBC
