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Comenity MC cli

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FireMedic1
Community Leader
Mega Contributor

Re: Comenity MC cli

Congrats @SUPERSQUID ! Every bit helps!



BK Free Aug25
Message 11 of 18
Legally_Speaking2512
Frequent Contributor

Re: Comenity MC cli

very nice - not a bad increase at all. Congrats! 

Starting Score: 570
Current Score: 643
Goal Score: 800


Take the myFICO Fitness Challenge







Message 12 of 18
SUPERSQUID
Valued Contributor

Re: Comenity MC cli


@Legally_Speaking2512 wrote:

very nice - not a bad increase at all. Congrats! 


Thanks, It was one of my rebuilder cards with 1.5 cb and no fees. For some reason I still cling to it even though I have higher limit cards with better benefits. When you think about it 1k is a big cli if you consider the cl was 3k, a 1/3 increase.

PS - The design on the front of this card is the best of any card i ever had.

Message 13 of 18
MartyWrite75
Valued Contributor

Re: Comenity MC cli

Nice! Congratulations on your CLI!

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 14 of 18
Zoostation1
Valued Contributor

Re: Comenity MC cli

Congrats on the CLI!

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Dec 2025 FICO 8:
Dec 2025 FICO 9:
Dec 2025 FICO 10:
Oct 2025 FICO 10T:
Message 15 of 18
jamerican-girl
Contributor

Re: Comenity MC cli

Congrats on your CLI!

Keepers:
Wells Fargo: Active Cash - SL: $10,000
Synchrony: PayPal MC Rewards - SL: $8,000 CL: $15,000; Venmo - SL: $4,300, CL: $10,000; Lowe's - SL: $2,000 CL: $10,000; Care Credit - SL: 500 CL: $3,000
Amex: Delta SkyMiles Platinum - SL: $1,000 CL: $4,000; Blue Cash Preferred - SL: $2,000 CL: $4,000; Marriott Bonvoy Bevy - SL $1,700; Hilton Honors Surpass - SL: $8,000
Citi: Costco Anywhere Visa - SL: $8,800; CL: $10,000; Custom Cash Card - SL: $3,500; Wayfair Card - SL: $5,000 CL: $9,100;
PenFed: Gold Card - SL: $3,500 CL: $7,500; Power Cash Rewards - SL: $2,500 CL: $7,500
Bread American Express Cashback - SL: $5,000 CL: $7,500
Mercury Finance - SL: $3,500 CL: $4,250;
Goldman Sachs: Apple Card - SL: $6,000 CL: $6,500; Marcus: GM Card - SL: $3,000;
Kohl's - CL: $3,500; CFNA Firestone - SL: $800, CL: $3,200

Sock Drawer:
Capital One: QuickSilver - CL: $1,250 (finally got CLI)
Sofi: SL: $2,500;
Merrick Bank: CL: $1,300 (can't close, one of my oldest tradelines);
BOA: Customized Cash Rewards - SL $500, CL: $1,500;

Chopping Block:
Capital One: Platinum MC - CL: $600 (they won't give me a CLI);
Credit One: 2 cards with $1,500 & $2,200 CL
Prosper: $1,400

Goal Cards:
Chase Sapphire, WF Autograph and PenFed Platinum Rewards

Car Loans: 1 loan.
Car: 2023 Audi A4 SLine
Paid off:
VW Financial Services: 2020 Jetta
Exeter Finance: 2015 Jetta
Message 16 of 18
Catbird_Seat
Contributor

Re: Comenity MC cli

Congrats! That's a nice CLI, especially with a SP.

Did you orginally get an invite for this card? I see it on the Bread credit card list, but there's no Apply link. 

Message 17 of 18
SUPERSQUID
Valued Contributor

Re: Comenity MC cli


@Catbird_Seat wrote:

Congrats! That's a nice CLI, especially with a SP.

Did you orginally get an invite for this card? I see it on the Bread credit card list, but there's no Apply link. 


Originally I applied for this card in early 2021 when i had big lots and ikea cc's by comenity and was denied for the main reason of the bk7 on my reports. Then in late 2021 I received a preapproved mailer for the card, I apped and was given a 1k sl.

Comenity was not included in my bk7

Message 18 of 18
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