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Comenity Makes Me Happy!

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BeeH11
Regular Contributor

Comenity Makes Me Happy!

So just signed into my Victoria Secret Credit Card to make sure that I have a zero balance (paid card off last month) and my limit went from $600 to $1,170! They had just given me a $200 increase a couple of months ago [after taking $200 off my Express account (CLD to $2,140)]. I also have a $600 CL on NY&C even though I haven't used that card since 2009; don't know when that changed b/c last time I used it, it was only $300. (I am going to close NY&C within the next 6 months probably.)

I have never asked for a CLI from Comenity.

This makes me happy b/c it just lowered my util (slightly)!

Smiley Very Happy

Chase Sapphire Reserve. Chase Freedom Unlimited. Amex Gold. Amex Everyday. Discover It. Capital One QuickSilver. Bloomingdales. Victoria Secret.
Message 1 of 13
12 REPLIES 12
JediNeo
Frequent Contributor

Re: Comenity Makes Me Happy!

Congrats on the auto CLI, always a great surprise.
NFCU Cash Rewards | CSP | Freedom Unlimited | WalMart MC | Target Red MC | Citi Costco | AMEX BCE
Message 2 of 13
uswala
Senior Contributor

Re: Comenity Makes Me Happy!

Congrats!

Message 3 of 13
pizza1
Community Leader
Super Contributor

Re: Comenity Makes Me Happy!

Wait a minute.... They let you take part of your CL from your Express card, and take it over to your VS card? How did you manage that?!
Message 4 of 13
BeeH11
Regular Contributor

Re: Comenity Makes Me Happy!


@pizza1 wrote:
Wait a minute.... They let you take part of your CL from your Express card, and take it over to your VS card? How did you manage that?!

No, I did not ask them to do that. It just kind of happened on it's own. I don't even know if it happened on the same day. I signed onto the VS card to pay my bill and noticed the increase. The I signed onto my Express card to pay that bill and saw the CLD.

My guessing is that they saw I never got near my CL on the Express card but had been using the VS card more often (at that time) and took away a little to give a little...

Chase Sapphire Reserve. Chase Freedom Unlimited. Amex Gold. Amex Everyday. Discover It. Capital One QuickSilver. Bloomingdales. Victoria Secret.
Message 5 of 13
pizza1
Community Leader
Super Contributor

Re: Comenity Makes Me Happy!

Ahhhh, gotcha!! Congrats on the cli! I love VS!
Message 6 of 13
TimeLBK
Regular Contributor

Re: Comenity Makes Me Happy!

I haven't applied for a VS card as of yet, but the pop-up always comes up to be $250. Should I take it, or wait? I do have a few Comenity cards. I haven't used Express, but still got a $400 CLI on it and I have used the OneStopPlus card..only about $100 and $25 balance is left on it and got a CLI of $400 on that one too.

Discover IT: $0/$200
Message 7 of 13
Creditaddict
Legendary Contributor

Re: Comenity Makes Me Happy!

comenity CLI online are SP's... you should be asking monthly!!! (seriously!)

like right now... log in and ask on all your comenity accounts until it tells you no!

Message 8 of 13
Anonymous
Not applicable

Re: Comenity Makes Me Happy!

Nice! Congrats on those CLI! 😊

Message 9 of 13
coldnmn
Mega Contributor

Re: Comenity Makes Me Happy!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 10 of 13
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