cancel
Showing results for 
Search instead for 
Did you mean: 

Comenity Visa/MC Cards?

tag
stagefoursurvivor
Established Contributor

Comenity Visa/MC Cards?

Kinda weird but, expected?

According to CCMP my Eq score is ~636

11/11 Sportsmans Guide Visa Instant online approval $1500

11/17 FRN 7-10 day, letter says call, Approved $3000

11/20 Total Rewards letter, call and told I'll get another letter, no telephone approval

 

If the TR was declined, couldn't the CSR just say that I've already been given enough for now? I've already used the SGV and paid it but, left a $2 balance. Not sure how long it takes to report to the CRAs or which ones they report to. Three seperate Eq pulls for the referenced card apps.

Any experience with Comenity is appreciated

 

S4S

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 1 of 13
12 REPLIES 12
b_diddy
Established Contributor

Re: Comenity Visa/MC Cards?

Congrats on the approvals!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 2 of 13
Anonymous
Not applicable

Re: Comenity Visa/MC Cards?

Congrats!
Message 3 of 13
coldnmn
Mega Contributor

Re: Comenity Visa/MC Cards?

Congrats on the approvals! Thanks for sharing.  

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 13
Creditaddict
Legendary Contributor

Re: Comenity Visa/MC Cards?

I would try for a CLI now with both accounts online and then future ones will be about every 6 months most likely with many of the visa/MC comenity cards... store cards by comenity some can be monthly!!

always sp to hit the button online or call and use the automated system so I do it frequently.

Message 5 of 13
uswala
Senior Contributor

Re: Comenity Visa/MC Cards?

Congrats!

Message 6 of 13
stagefoursurvivor
Established Contributor

Re: Comenity Visa/MC Cards?

Yes, quite a month, went from $1100 in revolvers to over $12K, AmEx Delta & Costco w/MSD of 1984, Cap1 PMC & QS1 and USAA Classic MC

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 7 of 13
klrmac
Regular Contributor

Re: Comenity Visa/MC Cards?

Congrats on the approvals. When you say EQ Pulls are you referencing SP or HP?

 

I haven't received any 7-10 waits on any of my approvals from Comenity I keep getting approvals if I at least get the pre-approval popups. All have been SP. But none have been Visa/MC either. They have all been the store cards Smiley Sad

Message 8 of 13
stagefoursurvivor
Established Contributor

Re: Comenity Visa/MC Cards?

They were all Eq HPs and none were pop-ups or pre-approvals

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 9 of 13
stagefoursurvivor
Established Contributor

Re: Comenity Visa/MC Cards?

I already tried for a CLI on the SGV, no go. Can't recall if I did on the FRNSmiley LOL

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.