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@CreditCuriosity wrote:Just haven't seen many DP's w/regards to Commerce bank CLI's. I personally think they started me pretty low on the Save The Children Visa at 7k, but obviously they thought differently. Regardless just checked wallethub every few day check of what is going on and noticed they did an auto CLI of 2k.. Also just logged into Commerce site and saw the increase as well. Not a ton of spend on the card about 400 since I have had it for approx 4-5 months? In a few months might go in for another one of their card and hopefully If I do they start me at the max 15k for their co-branded cards as would be in line with more of the other cards in my profile. Pretty sure they use EQ that is who they pulled when intially approved around 770-780ish atm.
So Went from 7k -> 9k
Another that I'm a bit late in replying to... in any case, auto-luv is the best luv!
That's a strong increase, and great data points on a card (and bank) we don't hear that much about.
Again, very nice!
@FinStar wrote:Sorry, a little late to the party @CreditCuriosity. Congrats on the Commerce auto-CLI. If you place moderate use on it, they do tend to place you on that [CLI] radar. Last auto-CLI was on my Garfield Rewards for $5K. So, yes they can grow
A Garfield credit card... I think there's a card for nearly everything these days!
@CreditCuriosity wrote:
@Anonymous wrote:
@CreditCuriosity wrote:Just haven't seen many DP's w/regards to Commerce bank CLI's. I personally think they started me pretty low on the Save The Children Visa at 7k, but obviously they thought differently. Regardless just checked wallethub every few day check of what is going on and noticed they did an auto CLI of 2k.. Also just logged into Commerce site and saw the increase as well. Not a ton of spend on the card about 400 since I have had it for approx 4-5 months? In a few months might go in for another one of their card and hopefully If I do they start me at the max 15k for their co-branded cards as would be in line with more of the other cards in my profile. Pretty sure they use EQ that is who they pulled when intially approved around 770-780ish atm.
So Went from 7k -> 9k
Can you please explain what you mean by "maximum $15k for their co-branded cards"? I don't understand.
@Anonymous when you don't live in their "foot print" of banking meaning branches located near you you cannot apply for their core credit cards(they have like 5?) those cards can go higher than 15k. Where-as the co-branded cards(probably excess of 30ish cashs, although can't find link atm with them all) such as Save the children, garfield, etc you don't have to live in their footprint to get and I believe they max out at 15k from all DP's I have seen. I hope this helps explain it a bit more clearly.
@CreditCuriosity
Thank you! Now I understand.
By the way, is it possible to use a co-branded card as a way in to open a checking account with them and then use that to apply for their core cards?
Or can you visit a branch branch and apply although you don't actually live in their footprint?