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Congrats to DH! Loving NFCU :)

Regular Contributor

Congrats to DH! Loving NFCU :)

Hi everyone!!

DH has AAoA 8 months. He's an AU on my Macy's & Capital One accounts. He has his own accounts - Amex BCE with $3k CL & NFCU Go Rewards $3300 (both received x3 increases ~90 days). He has a good-standing child support account reporting as well. No derogs, uses card, and makes multiple payments monthly.

We'll be traveling soon, and he doesn't want to put the trip on his current cards. He decided to app for a new card with NFCU.

***NFCU Cash Rewards - Approved!! $15K!!!***

Overall util: 17%
NFCU Fico 9: 732 (we didn't check any other scores before apping, but he received alerts from TU immediately)

Any tips to help increase his score any further?? We're aware it's "young" and time will help, but doesn't hurt to ask Smiley Happy Thx!
**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $11.5K || NLOC $6K || CO QuickSilver $5750 || Amex ED $3K || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || US Alliance Sig. LOC $2K || Zales $1750 || Discover IT $1500 || VS $500

TOTAL: $85.5K
Message 1 of 7
6 REPLIES
Regular Contributor

Re: Congrats to DH! Loving NFCU :)

Congrats on approval!

Gardening til March 2020!
Message 2 of 7
Regular Contributor

Re: Congrats to DH! Loving NFCU :)

Thank you eclecticdementia1!
**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $11.5K || NLOC $6K || CO QuickSilver $5750 || Amex ED $3K || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || US Alliance Sig. LOC $2K || Zales $1750 || Discover IT $1500 || VS $500

TOTAL: $85.5K
Message 3 of 7
Community Leader
Super Contributor

Re: Congrats to DH! Loving NFCU :)

Big congrats to DHSmiley Happy Now with 3 Prime cards, hell be golden. Give it 6 more months and youll probably be seeing a really nice scoreSmiley Happy



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 4 of 7
Frequent Contributor

Re: Congrats to DH! Loving NFCU :)

Nice starting line on his new card and congrats! Hopefully Navy will award me my second card after my garden stint. 

Score: F8 EQ 609, EX 597, TU 614 (1/19/17) Current Score: F8 EQ 689, EX 677, TU 683 (1/29/18)

Goal Score: 700+ across all 3--Gardening until November 2018
USAA Amex- Amex PRG- Amex BCE- Amex Delta Gold- Macys- NYC CC- Marathon Gas- Victoria's Secret- USF Visa- Cap 1 QS- NFCU CR- Care Credit- Firestone

Total CL $80,900
Message 5 of 7
Regular Contributor

Re: Congrats to DH! Loving NFCU :)

Thank you AverageJoeCredit!! You give us a lot of hope as we build for the future Smiley Happy) Thanks to the knowledge that I've gained here we've been building a nice credit file for him.
**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $11.5K || NLOC $6K || CO QuickSilver $5750 || Amex ED $3K || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || US Alliance Sig. LOC $2K || Zales $1750 || Discover IT $1500 || VS $500

TOTAL: $85.5K
Message 6 of 7
Regular Contributor

Re: Congrats to DH! Loving NFCU :)

Thanks Cherekas! I'm sure they will treat you well so last as you do the same Smiley Happy I've been with them for ~6 months & love everything about NFCU so far.
**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Macy's $11.5K || NLOC $6K || CO QuickSilver $5750 || Amex ED $3K || USAA Pref. Cash Rewards $2.5K || HHFCU Plat. CC $2K || US Alliance Sig. LOC $2K || Zales $1750 || Discover IT $1500 || VS $500

TOTAL: $85.5K
Message 7 of 7