This forum has been invaluable. 2 years ago I had an average FICO score of 563. I couldn't even get a damaged credit car loan. I just got approved for an $8200 limit with Costco Anywhere Visa. This forum is tops. Newcomers, pay attention to the wisdom here and learn, learn, learn. An 800 score is within reach if you diligently apply yourself and following the guidance you will find here.
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