@pizza1 wrote:I'm a freaking idiot! I appd for the Marathon gas card and got approved..$250cl. I did not check to see if there were any stations in my area first like an idiot! Not only are there no stations in my area, there are NONE in my state or any of the other 4 states I often travel too!! What should I do?? I called to see if they could pc over to the visa and I was told I would have to reapply for the visa. Ugh!! The guy did delete my inquiry and mailed out a letter to me confirming the deletion. I tried to find online if anywhere else accepted this card, and had no luck!
What should I do? Close it? Need some advice
Hahah... good try on the Visa.
I guess the $250 will help your utilization.
The FIRST thing I did when I applied for my 2 gas cards (Chevron and 76) was check local availability... and for some reason those 2 stations are on every corner on the west coast.
@pizza1 wrote:
@efranklin23....
I'm not shocked at all that I'm apping lol! I'm certainly wasn't gonna wait 2 yrs to start rebuilding my credit after BK! I was on these forums for at least 6 mo before I filed, and I did my homework as well! I knew what to do the day of my discharge starting with a secured visa from my bank.
I also had a long credit history and thick file before I filed BK. I was very proactive and aggressive in rebuilding. I knew Quito apply to and who not. I also have a history with Comenity bank who backs several store cards, so my chances of getting back in we're good!
That's why I have been approved for like 8 cards in only 4 months because I was aggressive in rebuild
But you're correct too... I'm done for awhile, and let the inquiries age off
Just noticed... we both have pretty much the same credit scores and have been approved for roughly the same amount of cards over the last 8 months or so.
Difference is though my limits are either the same or much higher.
Not a knock, just had been wondering if filing a 13 really makes all that much of a difference... and from here it looks like it does.
Lmao Creditaddict! Also found out from the lady in credit "that why yes, it was unfortunate that I appd for the card and was approved, if I can use the card somehow and get good use in it for awhile, that there's a possibility of the upgrading to the Visa co brand later down the road".
So I thought that I could at least keep it in hopes that maybe in a yr or so it gets upgraded, and yes it was in my app spree in the 15th! Nothing new I promise!! I'm still working towards that goal with NFCU, except I don't need the LOC, just the cli on my visa and a car refi
Trc2 k13......
I don't need the card, it was an impulse app with a good probability of approval, I was weak, lol. My util is like 0.92%, and Fico rounds up, so 1% I'm rebuilding currently so I only let a little bit report on one card each month, but I use all of them
So I thought that I could at least keep it in hopes that maybe in a yr or so it gets upgraded, and yes it was in my app spree in the 15th! Nothing new I promise!! I'm still working towards that goal with NFCU, except I don't need the LOC, just the cli on my visa and a car refi
Trc2 k13......
I don't need the card, it was an impulse app with a good probability of approval, I was weak, lol. My util is like 0.92%, and Fico rounds up, so 1%
I'm rebuilding currently so I only let a little bit report on one card each month, but I use all of them
@pizza1 wrote:
Trc2 k13......
I don't need the card, it was an impulse app with a good probability of approval, I was weak, lol. My util is like 0.92%, and Fico rounds up, so 1%
I have the same strategy... my util is higher because I used my new accounts to finance some new toys... but got everything at 12-18 months 0% financing so why not.
On those I make monthly payments... everything else I use sparingly and pay off in full. Have yet to pay a single cent in interest on any of my cards.
@Creditaddict wrote:
@pizza1 wrote:I'm a freaking idiot! I appd for the Marathon gas card and got approved..$250cl. I did not check to see if there were any stations in my area first like an idiot! Not only are there no stations in my area, there are NONE in my state or any of the other 4 states I often travel too!! What should I do?? I called to see if they could pc over to the visa and I was told I would have to reapply for the visa. Ugh!! The guy did delete my inquiry and mailed out a letter to me confirming the deletion. I tried to find online if anywhere else accepted this card, and had no luck!
What should I do? Close it? Need some advice
You are worse then me!
STOP applying, you have 2 goals I know of:
1. Move and get apt
2. Get navy cli and navcheck
building stronger longer history with navy will accomplish increasing overall credit for apt and cli's.
+1
I have to agree with Credditaddict on this one.
@armbenderc wrote:
@pizza1 wrote:I'm a freaking idiot! I appd for the Marathon gas card and got approved..$250cl. I did not check to see if there were any stations in my area first like an idiot! Not only are there no stations in my area, there are NONE in my state or any of the other 4 states I often travel too!! What should I do?? I called to see if they could pc over to the visa and I was told I would have to reapply for the visa. Ugh!! The guy did delete my inquiry and mailed out a letter to me confirming the deletion. I tried to find online if anywhere else accepted this card, and had no luck!
What should I do? Close it? Need some advice
Ouch
Indeed! Pizza pizza pizza... *sigh*
@pizza1 wrote:
Lmao at credit addict!!!
Comenity bank actual backs the Marathon gas card and their co-branded Visa. You can apply for all their cards online! I had a appd over a week ago along with my store cards I was approved for.
Just got off the phone with them, and found out that Speedway takes the Marathon card as well, so that helps! I can get to a Speedway! Lol!!!
But I didn't app today forbit I promise Creditaddict!!! This was in my app spree (I had a very weak moment) on dec 15th
*sniff* *sniff* I smell another weak moment...LOL
Lmao Finstar!!! Hahahaha ha
Love the animation no more weak moments!! I've been approved for 5 cards in the last week! I'm good! Lmao! Commenity decided to give me another chance but I'm gonna close a few of them I think
Love the animation
no more weak moments!! I've been approved for 5 cards in the last week! I'm good! Lmao! Commenity decided to give me another chance but I'm gonna close a few of them I think
@pizza1 wrote:
Lmao Finstar!!! Hahahaha ha
Love the animation
Don't you dare close anything right now!
will hurt you more I feel.
sit on your hands, just think car refi!