cancel
Showing results for 
Search instead for 
Did you mean: 

Credit Limit Increase

09Lexie
Moderator Emerita

Re: Credit Limit Increase

Message 31 of 60
myjourney
Super Contributor

Re: Credit Limit Increase


@gglam12 wrote:

I currently have a Capitol one rewards card at 10% and a BOA 1-2-3 rewards card at 10% also. I have no car payments or mortage payments. Will it affect my score if I apply for a new card? My avg account age is about 2 years.


yes

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 32 of 60
myjourney
Super Contributor

Re: Credit Limit Increase

Stop it lmao


@j_casteel wrote:

@09Lexie wrote:
That's the question? My eyes are still twitching

i just ejected matter from the stomach through my mouth


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 33 of 60
gglam12
Established Member

Re: Credit Limit Increase

A negative or a positive affect? I also am looking to get a mortage 6 months down the road.


Amex BCE 2K - BoA Cash Rewards 5K - Chase Freedom 3.5K - Chase Sapphire Preferred 5k -
Starting score: 643
Current score: 712 (11/22/13)
Goal score: 750+
Message 34 of 60
09Lexie
Moderator Emerita

Re: Credit Limit Increase

Applying for new credit will affect your score. Asking for CLI's that result in a Hp will affect your score. How long or how much is hard to say.
Message 35 of 60
09Lexie
Moderator Emerita

Re: Credit Limit Increase

If you are thinking about a mortgage it is strongly suggested to NOT add any TL's until your mortgage closes.
Message 36 of 60
myjourney
Super Contributor

Re: Credit Limit Increase


@gglam12 wrote:

A negative or a positive affect? I also am looking to get a mortage 6 months down the road.


If you are planning a mortgage you should not be applying for any cards

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 37 of 60
j_casteel
Valued Contributor

Re: Credit Limit Increase


@myjourney wrote:

Stop it lmao


@j_casteel wrote:

@09Lexie wrote:
That's the question? My eyes are still twitching

i just ejected matter from the stomach through my mouth


 


lol, i like using the definitions of words rather than the words themself. drives people nuts.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 38 of 60
j_casteel
Valued Contributor

Re: Credit Limit Increase


@gglam12 wrote:

A negative or a positive affect? I also am looking to get a mortage 6 months down the road.


if you're planning on a mortgage put down the mouse and step away from your cp. DO NOT APP!!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 39 of 60
myjourney
Super Contributor

Re: Credit Limit Increase

you got me no doubt cant stop laughing


@j_casteel wrote:

@myjourney wrote:

Stop it lmao


@j_casteel wrote:

@09Lexie wrote:
That's the question? My eyes are still twitching

i just ejected matter from the stomach through my mouth


 


lol, i like using the definitions of words rather than the words themself. drives people nuts.


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 40 of 60
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.