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Credit Line increases!!

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FalconSteve
Valued Contributor

Re: Credit Line increases!!

Congrats on all of the increases! Citi took a while to give my wife an increase despite an excellent score, so I can't say I'm totally surprised. Keep trying, they're usually a SP (keep an eye on the language) and they'll open up.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 11 of 15
FalconSteve
Valued Contributor

Re: Credit Line increases!!


@tanya0525 wrote:

@CreditAggie wrote:

Congratulations on your CLIs!

 

Did you take a HP for the Amazon Visa CLI?


I beleive so. The CSR said she would have to pull my credit file. 


A bank asking to pull can pull hard or soft, but Chase runs Amazon Visa, so customer initiated are usually HP. You can check with creditkarma.com (equifax & transunion) and experian.com for free.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 12 of 15
tanya0525
Valued Member

Re: Credit Line increases!!


@FalconSteve wrote:

@tanya0525 wrote:

@CreditAggie wrote:

Congratulations on your CLIs!

 

Did you take a HP for the Amazon Visa CLI?


I beleive so. The CSR said she would have to pull my credit file. 


A bank asking to pull can pull hard or soft, but Chase runs Amazon Visa, so customer initiated are usually HP. You can check with creditkarma.com (equifax & transunion) and experian.com for free.


Aww ok. Thanks for the information. Appreciate it!! 

Message 13 of 15
tanya0525
Valued Member

Re: Credit Line increases!!


@FalconSteve wrote:

Congrats on all of the increases! Citi took a while to give my wife an increase despite an excellent score, so I can't say I'm totally surprised. Keep trying, they're usually a SP (keep an eye on the language) and they'll open up.


Good to know!! Thanks.

Message 14 of 15
gdale6
Moderator Emeritus

Re: Credit Line increases!!

Grats to all your sucesses Smiley Happy

Message 15 of 15
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