Credit One Auto-CLI

Anonymous · ‎01-02-2015

Statement just posted today and I went from $300 automatically to $500. Yeah it's not much, but hey it at least will assist the utilization ratio a bit! I'm just waiting for my WF card to update as well because this will report as $1k of additional credit on 2 cards, not yet counting the $2,500 from the QuickSilver One and Chase Freedom. I'll be gardening for a while, but I'm sure as hell going to have fun watching the score rise after this!

One7 · ‎01-02-2015

Congratulations on all your success, very nice

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////

JoshuaHolySpirit · ‎01-03-2015

So you're a student and a business.

Have you tried the 3x CLI for your Amex Business?

Keep thriving.

Capital One QS1, Capital One Journey, Williams-Sonoma Visa, Amex Travelocity, Chase Slate, Amex SPG, Amex Blue Sky, Bank of America Travel Rewards, JCPenney...and more ( Holy Spirit rocks-!! ) TU-Fico-777

coldnmn · ‎01-03-2015

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

alvon123 · ‎01-03-2015

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Anonymous · ‎01-03-2015

@JoshuaHolySpirit wrote:
So you're a student and a business.
Have you tried the 3x CLI for your Amex Business?
Keep thriving.

I haven't done the 3x CLI yet since my account is less than a month old (Opened December 19th). But yeah I'm a full-time college student working 1 part-time job and running an IT repair, consultation, and networking firm. My plan as time goes on is to get into the manufacturing industry using either Embedded OS'es to get rid of cumbersome and needless programs or prove why Linux should be adopted as a home OS.

Can you say workaholic? LOL

Anonymous · ‎01-03-2015

Congrats!

Anonymous · ‎01-03-2015

Congratulations!

chalupaman · ‎01-03-2015

@Anonymous wrote:
Statement just posted today and I went from $300 automatically to $500. Yeah it's not much, but hey it at least will assist the utilization ratio a bit! I'm just waiting for my WF card to update as well because this will report as $1k of additional credit on 2 cards, not yet counting the $2,500 from the QuickSilver One and Chase Freedom. I'll be gardening for a while, but I'm sure as hell going to have fun watching the score rise after this!

With all those other cards you have, why do you even need Credit One now at this point? Just asking.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

TRC_WA · ‎01-03-2015

I was just about to ask that same question.... ^^^

If it were me I would be closing Credit One... You definitely don't need it anymore.

FICO8 current as of : 10-20-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24