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Credit One Bank Omni Rewards Amex

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youngandcreditwrthy
Senior Contributor

Re: Credit One Bank Omni Rewards Amex

It's definitely personalized @AndrewF 

 

CK even did this with the Robin Hood gold card. I was on the list "to be invited", but I actually received my invite from credit Karma which resulted in the 10K approval which is pretty good considering all my new accounts. 

aside from the fact that the lowest bottom feeding creditors are the biggest advertisers on credit Karma, I think that because credit karma has verified your identity. It's less of a credit risk for you to be approved for a credit acct through applying from credit Karma, if that makes sense? 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 12
E36
Regular Contributor

Re: Credit One Bank Omni Rewards Amex


@FicoMike0 wrote:

@youngandcreditwrthy 

Btw, navy flagship pays 2 points on everything, another 2% catchall even if you don't use it for travel much. $49 af, but pays for annual prime. Also pays for global entry, get p2 an au card, pays for hers to.

 


Wow TIL.

 

 

would you mind answering a few question? Does AU have AF? I'm eyeing NavyFed.

 

Does Flagship give cash back or only statement credit is it 1:1? Is there minimum redemption for CB or statement credit?

 

is there anything cool to exchange points for? Or is everything 1:1 or less? 

 

 

Primary Cards (2024-Present):

Occasional-Use Cards (2024 - Present)


Credit Rebuilder Cards - $7.4K (2023 - Present):

Closed - Settled (2007-2022):

Closed - Good Standing (2009-2019):


Closed Cards: $38K (09/2022) | Settlements Completed: $20K (03/2025)
Rebuilding Since July 2023 | Goal: FICO 740+
New Accounts: 1/6, 5/12, 7/24
FICO 8 7/23:
FICO 8 3/24:
FICO 8 3/25:
FICO 8 3/26:
FICO 8 6/26:
Message 12 of 12
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