@nsisaat wrote:
I logged onto my online account and received a introduction for pre-approval for increase credit limit of $250. I accepted and it asked me to fill in my monthly salary. Then I received the $250 increase, leaving my CL $1250 total. Do you know if they did a hard pull on my credit?
I've never seen Credit One do an HP since my account was opened. I don't even think I've been SP'd every time I got a CLI, but I'd have to check my CRs again. They may also use some internal scoring method, since they often charge for CLIs.
Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k