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Credit Repair and Application Spree Complete!

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mrfragicide
Valued Member

Credit Repair and Application Spree Complete!

I’m so excited! After repairing my credit over the past 4 years and getting it up into the low and mid 700’s, I decided it was time to go on an application spree. Ended up getting approved for 4 amazing cards with pretty awesome SL!

Amex Cash Magnet - $10,000 SL
Chase Sapphire Preferred - $17,400 SL
Wells Fargo Propel - $2,500 SL
CapitalOne Savor - $10,000 SL

Applied for all these in the span of a week, all 4 were HP. My AAoA dipped a lot, but my total limit nearly quintupled! Also drove my utilization way down.

I want to thank everyone here for all their amazing advice and help. I think I’m going to garden for the next two years and enjoy the rewards and benefits these new cards will give me!
Message 1 of 14
13 REPLIES 13
SweetCreditObsession
Valued Contributor

Re: Credit Repair and Application Spree Complete!

That's awesome, congratulations!


(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 2 of 14
Cred4All
Valued Contributor

Re: Credit Repair and Application Spree Complete!

Congrats on the success, approvals, and great SL on that CSP!


Message 3 of 14
mrfragicide
Valued Member

Re: Credit Repair and Application Spree Complete!

I was totally blown away by that one. I’ll bet it has to do with having a Chase bank account for many years, though. Either way, I was pleasantly surprised!
Message 4 of 14
Anonymous
Not applicable

Re: Credit Repair and Application Spree Complete!

Very nice! Congrats, great work!

Message 5 of 14
xaximus
Valued Contributor

Re: Credit Repair and Application Spree Complete!

Congrats on your awesome haul of cards and the rebuild! Love reading things like this as it goes to show, with some time, effort and good money management, anything is possible!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 6 of 14
Anonymous
Not applicable

Re: Credit Repair and Application Spree Complete!

Great job, mrf. Congrats! on grabbing some great cards.

Message 7 of 14
SarahJo
Established Contributor

Re: Credit Repair and Application Spree Complete!

That's wonderful!!!  You're a perfect example of the reason why i'm gardening, sooooo close, lots of patience...thank you for sharing!


Present Day...Equifax: ???, TransUnion: 777, Experian: 781
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
Message 8 of 14
Aspireto850
Established Contributor

Re: Credit Repair and Application Spree Complete!

Well done!!








Message 9 of 14
Anonymous
Not applicable

Re: Credit Repair and Application Spree Complete!

Great to hear for success. Hard work and dedication truly pays off! Congrats!
Message 10 of 14
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