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Credit rebuild working magic!

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Anonymous
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Credit rebuild working magic!

Hi all! Joined the forum about a year and a half ago when I started my credit rebuild journey, I started around a 530 and now sit at about 720! Here's what I've been up to since Smiley Happy 

 

Mortgage: 2.4%
Capital One Quicksilver upgraded to Vanguard with $6,000 limit (from $800)

 

BOA Signature Rewards - $4800 limit 

 

Amex Delta Platinum - CLI to $4000 from $1300

 

and best of yet and most recently - 

 

APPROVED for Chase Sapphire Preferred - SL of $18,400!! 

thank you all for the motivation , feels great to see my hard work paying off!! 

 

 

 

Message 1 of 20
19 REPLIES 19
ChargedUp
Senior Contributor

Re: Credit rebuild working magic!

Congrats on coming back from the ashes! You've done very well!

Message 2 of 20
coreyb80
Super Contributor

Re: Credit rebuild working magic!

Congrats on the great work and keep going!

Message 3 of 20
quikj9
Frequent Contributor

Re: Credit rebuild working magic!

Congrats on your successful rebuild and CSP approval! Fantastic SL.




Message 4 of 20
cashorcharge
Community Leader
Super Contributor

Re: Credit rebuild working magic!

All great work!! Congratulations on all your Approvals!! 🥂🎉👏🏻

Message 5 of 20
sjt
Senior Contributor

Re: Credit rebuild working magic!

Congrats!

I love these stories!

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 6 of 20
Rudy1
Established Contributor

Re: Credit rebuild working magic!

Wow! Those are some really nice cards and limits you have in your collection! Good work on your rebuild! It pays off as you can see!

>
Goal Cards:
Message 7 of 20
wingennis
Valued Contributor

Re: Credit rebuild working magic!

That's rebuilding done right!

Message 8 of 20
Ilinferno
Established Contributor

Re: Credit rebuild working magic!

Congrats on all the progress! I'm just getting going on my rebuild so it's nice to see the grass greener on the other side!

Message 9 of 20
CreditAggie
Community Leader
Super Contributor

Re: Credit rebuild working magic!

Congratulations on your approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 20
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