I joined DCU at the end of March this year and have only had a preapproved offer in Loan Suite for the Quick Loan ($1K). This month I had offers for everything but I was hesitating due to a job change this week and I wanted paystub consistancy for POI.
I spoke with a CSR there about a direct deposit I was moving to DCU and while I had her on the phone I told her I was excited to have so many nice offers this month. She said that since I was changing jobs in the same field and had my hire letter, I could submit that for a POI request. I decided to accept the offer for the Platinum card, $10K at 11.99% and no POI and no HP. Card was showing on my dash 15 minutes later.
Got my auto loan from Navy a few months ago, but it was my first auto loan and the rate was hefty. Had a refi offer at DCU for up to $50K at 3.24% and it would save me $87 a month. Hit the button to accept, filled out the refi form, approved and again no POI or HP. That was on the 7th and Navy reported the loan paid in full this morning, five days later. DCU offered 60 days with no payments and even though the interest will acrue, I took it since I have a couple of small bills I would like to knock out due to transitioning with work. I was actually fine with my original Navy payment, so I will pay an additional $100 each month toward the principal and knock it out 15 months earlier. Pretty happy with DCU right now.
Thanks @CYBERSAM for all the DP's on your DCU success and congrats again!! 
@blindambition thank you and Mahalo for all your contributions and guidance! 
Drinks are on me when I get back to the garden and I start the clock alllll overrr againnn!! Day one....
Or, since they were SP's am I still in the garden??? Either way, I'm still buyin'!!
Thanks so much @Anonymous!! Congrats to you and your success with them as well. That savings rate is awesome and I'll be headed that way in the first quarter of 2021! Have a great weekend ahead! P.S. Thanks for the Maverick/Goose flashback!! Luv it!!
Oh yeah guys DP's, sorry!
EQ5: 692
Fico 8's: EQ 735 TU 744 EX 717
Utilization: < 3%
INQ: Zillions/12
DTI: 17%
Congratulations on your approvals!
@Anonymous wrote:I joined DCU at the end of March this year and have only had a preapproved offer in Loan Suite for the Quick Loan ($1K). This month I had offers for everything but I was hesitating due to a job change this week and I wanted paystub consistancy for POI.
I spoke with a CSR there about a direct deposit I was moving to DCU and while I had her on the phone I told her I was excited to have so many nice offers this month. She said that since I was changing jobs in the same field and had my hire letter, I could submit that for a POI request. I decided to accept the offer for the Platinum card, $10K at 11.99% and no POI and no HP. Card was showing on my dash 15 minutes later.
Got my auto loan from Navy a few months ago, but it was my first auto loan and the rate was hefty. Had a refi offer at DCU for up to $50K at 3.24% and it would save me $87 a month. Hit the button to accept, filled out the refi form, approved and again no POI or HP. That was on the 7th and Navy reported the loan paid in full this morning, five days later. DCU offered 60 days with no payments and even though the interest will acrue, I took it since I have a couple of small bills I would like to knock out due to transitioning with work. I was actually fine with my original Navy payment, so I will pay an additional $100 each month toward the principal and knock it out 15 months earlier. Pretty happy with DCU right now.
Thanks @CYBERSAM for all the DP's on your DCU success and congrats again!!
thats crazy good work there Lei
. Very happy for you and best of luck with new job😊