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DCU Visa approval

Valued Contributor

Re: DCU Visa approval

joltdude wrote:

I would say DCU can be conservative and this is a great SL and a great limit in general for them.. 


Only thing id do different is let the Merrick double in the sock drawer.... then cancel it...

Have you tried for a CLI on the Cap One?  ... Just like the idea of both the merrick and Capone leaving with a CLI reporting on the report...(soft pulls only, of course)...  Ditch them after the increases if there are any... (as long as theres no fee/af due)


Think a congrats is in order....

DCU is big around where I live... Then again. they originally were the DEC Credit Union.... Yes their history is with the computer company.... (Digital Equipment Corp) which is no longer...  


Yes I have tried for a CLI with Cap One. Last month was my 6th since my last CLI.. denied due to payments too low (always PIF, gets $200-300 per month), and some other bogus reason.  But my new Spark card had a $10k sl.  Go figure 

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 11 of 12
Senior Contributor

Re: DCU Visa approval

Tigers09 wrote:

Congrats on your approval!!
They do use Fico4 scores, so may be a little different. That is a good SL from DCU



DCU uses EQUIFAX FICO 5 Mortgage scores

Citi DC $7900- AMEX BCP $9000- NFCU Platinum $10000 PenFed Power $11000- Chase FU $11700- DCU Platinum $15000- State Farm GN $15000- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Care Credit $20000- Discover Miles $21000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $28750 **As of 5/11/18** EX- 768(12) TU- 773(12) EQ- 748(15) UTI 16%- Clean Files- No AU Accounts.
Message 12 of 12