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DCU pre approved CLI $5k to $10K!!

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Gmood1
Super Contributor

DCU pre approved CLI $5k to $10K!!

As usual on Sunday morning, checking through my bank/credit accounts this morning I came across pre approved offers in my DCU splash page.

I obtained the card 6 months ago on a SP when I opened the account for $5K. I took advantage of the 0% no fee transfers in DEC and currently carry a small balance on the card.

I've read it's a SP for pre approved offers, so I said what the hey! The system came back with you are approved.

The limit hasn't changed, but I think DCU is a little slow at that stuff any way. lol

They have my EQ FICO 5 at 714. 10 inqs with a bunch of new accounts. This is my 5th SP CLI in the last month. Some of which were auto CLIs.

Here's what the pre approved page looks like. The CC has changed to apply instead of approved.

 

DCU approved offers.png

 

Message 1 of 30
29 REPLIES 29
Anonymous
Not applicable

Re: DCU pre approved CLI $5k to $10K!!

It may be different for some but I had to call in and confirm my CLI. After two weeks my limit hadn’t changed either and was told I had to speak with a loan officer to finalize it.

Congrats!
Message 2 of 30
Gmood1
Super Contributor

Re: DCU pre approved CLI $5k to $10K!!

 

Thanks Df82! I thought I read something about you having to do that. While others just waited for the paper work to go through.

 

Message 3 of 30
pinkandgrey
Senior Contributor

Re: DCU pre approved CLI $5k to $10K!!

Wow, so are you gonna be getting a couple new cars and a boat?? Lol congrats on all those offers and on the great CLI! DCU likey you

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
Message 4 of 30
Gmood1
Super Contributor

Re: DCU pre approved CLI $5k to $10K!!

LOL Thanks @pinkandgrey !

No new cars or boats for me. Shoot I'm trying to get out of those debts.Smiley Very Happy

 

On another note. The MUFG aka Union Bank account I opened a couple of months ago to take advantage of a SUB on the Rewards card just came through!

I wasn't expecting it to be as much as it is! 

This was a $100 SUB on $1000 spend without having a Union bank checking or savings account . It was bumped to $200 because of my savings account and another 25% added to it for sending it to the Union bank savings account. By following these steps, I took a $100 SUB and turned it into over a $300 SUB. Yahoo!!!Smiley LOL

 

MFUG rewards deposit.png

 

Message 5 of 30
Anonymous
Not applicable

Re: DCU pre approved CLI $5k to $10K!!

Congrats on very nice CLI !!!!!

 

 

Message 6 of 30
AverageJoesCredit
Legendary Contributor

Re: DCU pre approved CLI $5k to $10K!!

You are the Master of G(Shock) 😎
Message 7 of 30
Gmood1
Super Contributor

Re: DCU pre approved CLI $5k to $10K!!

Thanks @Anonymous and @AverageJoesCredit!!!
Message 8 of 30
credit_endurance
Valued Contributor

Re: DCU pre approved CLI $5k to $10K!!

Congrats on the increase my friend! I just applied for the second time for the platinum visa a couple days ago (no pre approval) so we will see what happens. Looks like their in a giving mode lately from a few reports on here 😀
Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 9 of 30
Gmood1
Super Contributor

Re: DCU pre approved CLI $5k to $10K!!

Thanks @credit_endurance!
Yes they are, I'm sure they'll give you what you want.😀
Message 10 of 30
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