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DCU strikes again

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12njoy
Super Contributor

DCU strikes again

As you may recall, I got a 12.5 cli on my DCU Visa last month on June 13, 2022.  Then I got a 8k personal loan from DCU last week.  When I got my DCU Visa increase last month, I immediately submitted another request to increase that from 20k to 30k but was denied.  I got the letter and it said something to the effect of I had enough credit with them.  That's why I was surprised I got the 8k personal loan which was instantly approved.  Well fast forward to today and I said today is my 30th or last day for that HP I took on June 13, 2022.  I decided to apply for their rewards Visa.  I've never had any preapprovals with DCU and figured the cli and personal loan instant approvals were flukes.  Anywho, I submitted my Visa rewards application tonight fully expecting a pending notification.  To my surprise, it came back and said I was instantly approved for the DCU Visa or the DCU Visa Rewards at 10k.  Requested that I upload POI which I did.  I better not poke the bear again but I'm acking to try for that 30k cli again on the DCU Visa.  As much as I want to, I'm going to go to bed.  In 6 months, I'll try for that 30k cli.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 1 of 15
14 REPLIES 14
12njoy
Super Contributor

Re: DCU strikes again

It's late and I must be seeing stars because I posted in the wrong section.  If a MOD would be so kind to move this to approvals please.  Thank you.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 2 of 15
CreditMagic7
Mega Contributor

Re: DCU strikes again

You are @12njoy DCU stars are dropping favors on you. Congratulations on pressing thru a new approval!!

Message 3 of 15
babygirl1256
Senior Contributor

Re: DCU strikes again

Congrats on your approval . . . and best wishes in getting the CLI. Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 15
CreditAggie
Community Leader
Super Contributor

Re: DCU strikes again

Congratulations on your DCU approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (December 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 15
arifjk
Frequent Contributor

Re: DCU strikes again

Nice. Congrats on your approval



AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k

Message 6 of 15
cashorcharge
Community Leader
Super Contributor

Re: DCU strikes again

WooHoo that's awesome progress @12njoy !! Congratulations on your DCU Approval!!👏🏼🍾🥂

Message 7 of 15
KingRue8500
Senior Contributor

Re: DCU strikes again

Congrats on your DCU Visa approval




Message 8 of 15
Elpadrino1
Valued Contributor

Re: DCU strikes again

Congratulations on your DCU approval!!

Message 9 of 15
Pway
Valued Contributor

Re: DCU strikes again

Congrats on the approval.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 10 of 15
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