DISCOVER FINALLY APPROVED ME!!!

bombshell · ‎12-18-2014

Im so geeked I 1st applied in may my EQ 646 they said NO then offered me a secured card I felt defeated.... Fast forward to today I saw my EQ fico jumped to 704 so i applied and I was asked to verify my ID i was shoked by this but no sweat i had my info on hand and if they were asking i guessed i was approved for something so i uploaded my id and got a 5-7 day message. 30 mins later I get a call from a really nice man that approved me for 6500.00 Highest limit yet.

file age 12 months old as of nov 2014:Cap1 (a) secured: 500 Barclays 4250
American Airlines FCU: 7500 Cap1 (b): 500 Discover: 6500 AMEX Costco: 2000 AMEX BCE 2500 CHASE SAPPHIRE 5000 Total Rewards Visa 9300

12/14 FICO EQ 704 TU 723 EX 705
6/14 scores EQ 646 TU 739 EX 730

chalupaman · ‎12-18-2014

I'm really happy for you. Congrats! Really good starting limit too.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎12-18-2014

Awesome! Enjoy the card. Did you apply using the $150 CB link?

bombshell · ‎12-18-2014

No I didnt know about that

file age 12 months old as of nov 2014:Cap1 (a) secured: 500 Barclays 4250
American Airlines FCU: 7500 Cap1 (b): 500 Discover: 6500 AMEX Costco: 2000 AMEX BCE 2500 CHASE SAPPHIRE 5000 Total Rewards Visa 9300

12/14 FICO EQ 704 TU 723 EX 705
6/14 scores EQ 646 TU 739 EX 730

Anonymous · ‎12-18-2014

Congrats! Very nice starting limit I love this card

uswala · ‎12-18-2014

Congrats! Nice starting CL!

Kennie02 · ‎12-18-2014

Wow! What a starting limit!! Congrats on your approval!

Credit Age:

New Accounts:

Inq (6/12/24M):

Anonymous · ‎12-18-2014

Congrats... awesome starting limit!

gdale6 · ‎12-18-2014

@bombshell wrote:
Im so geeked I 1st applied in may my EQ 646 they said NO then offered me a secured card I felt defeated.... Fast forward to today I saw my EQ fico jumped to 704 so i applied and I was asked to verify my ID i was shoked by this but no sweat i had my info on hand and if they were asking i guessed i was approved for something so i uploaded my id and got a 5-7 day message. 30 mins later I get a call from a really nice man that approved me for 6500.00 Highest limit yet.

Nice, very nice

xnxo · ‎12-18-2014

Congrats!! Great limit!!

BoA Cash Rewards $1.9k, Cap1 QS $1.1k, Amex ED $2k, Amex BCE $7.5k, Amex PRG: NPSL w/ Opt to Carry, Kohls $300, VS $2.8k, Paypal Credit $1.8K, Sears MC $4K, CareCredit $1k
12-6-13 EX FICO: 591
Current Score: EXP: 708 (FICO 1/2015) EQ: 740 (FICO 12/2014) TU: 750 (12/14/14 FAKO)
Goal score: 750 across by JAN 2018! Gardening as of AUG 21, 2017 - GOAL 12 MONTHS