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DISCOVER IT APPROVED!!

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Joteism
Regular Contributor

DISCOVER IT APPROVED!!

 Sorry about the font, this thing refuses to cooperate.

 

I'm sooooo thrilled!!! I've been in the garden since I did the shopping cart trick for my Express card a month ago (last app before that in 08/12) and after seeing all of these approvals for Discover, I just couldn't help myself. I swear, I was sweating profusely throughout the whole application process. But it went perfect! After filling out the first page with address, income etc., it submitted that info and came back with another screen that asked me to enter my occupation and length of employment (I kind of had a feeling that this step may be skipped for someone with an excellent credit profile. But after I entered that, it just said:

 

Congrats (My Name), You're our newest cardmember.

Thanks for choosing Discover itTM. When your card arrives in the mail, call to activate it. Then enjoy the treatment you deserve.

 

 

I'm sitting here in my cubicle and seriously got teary eyed when I saw that and I still can't believe it!

 

It said the card will be here in 7-10 days and nowhere did it tell me my credit limit.

 

My credit profile:

 

656 - EQ FICO (1 inq)

701 - TU FICO (1 inq) (I finally made it to the 700 club this past weekend [do I qualify with only one bureau at 700+ Smiley Happy ]

 

3 PIF Collections from 2008-09.

 

Cards - 6% Utilization:

 

Cap 1 Card ($600)

MEFCU Card ($500)

Express Store Card ($500)

AU on BOA CashRewards ($500)

 

 

Message 1 of 20
19 REPLIES 19
Sabrian31487
Regular Contributor

Re: DISCOVER IT APPROVED!!

Congrats to you!!! I also got approved and just received my card in the mail.. What credit limit did they approve you for if you dont mind me asking.. I had to call and find out.. it didnt tell me..

Discover IT 02/2013 (1000.00),Chase Freedom 02/2013 (3000.00),AmEx Blue Cash Everyday 06/2013 (3000.00)
Citi Simplicity 06/2013 (1000.00)
TU FICO - 718 , CK TU - 738 , Credit.com EX - 727, Quizzle.com - 720, CreditSesame.com - 720

Message 2 of 20
Joteism
Regular Contributor

Re: DISCOVER IT APPROVED!!

Congrats to us! Smiley Happy  I just got off the phone with CS - $3000 CL!!!!! This is friggin' amazing!! I was trying to stay cool when she said it, but I know she could tell! Haha.

 

I couldn't have started the week off any better! I mean... Just 6 months ago I had to recon for my secured credit card with my credit union!

Message 3 of 20
mnavas
Frequent Contributor

Re: DISCOVER IT APPROVED!!

Congrats! I know that feeling and its ok to get emotional... What's the credit limit?

Message 4 of 20
Sabrian31487
Regular Contributor

Re: DISCOVER IT APPROVED!!

LOL im sure you had the same facial expression i had when i was approved for chase for 3000... i was like "Umm say that again" .. Having limited history i was surprised to get that kind of a limit.. 

Discover IT 02/2013 (1000.00),Chase Freedom 02/2013 (3000.00),AmEx Blue Cash Everyday 06/2013 (3000.00)
Citi Simplicity 06/2013 (1000.00)
TU FICO - 718 , CK TU - 738 , Credit.com EX - 727, Quizzle.com - 720, CreditSesame.com - 720

Message 5 of 20
Anonymous
Not applicable

Re: DISCOVER IT APPROVED!!

Very nice!!! 

 

Congrats!!!

Message 6 of 20
youngandcreditwrthy
Senior Contributor

Re: DISCOVER IT APPROVED!!

Seeing all of these is making me want to come out of the garden for IT more and more, even though I do already have a Discover lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 20
Joteism
Regular Contributor

Re: DISCOVER IT APPROVED!!

Thanks! Smiley Happy   That's exactly what I said in my head, "Did you guys forget to run my credit!?"  And that final.... "Oh and one more thing, Sir - Welcome to Discover" sent me skipping around like Mary Poppins around my office. And I'm a burly dude. Smiley Happy

Message 8 of 20
Epcot
Valued Contributor

Re: DISCOVER IT APPROVED!!

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 9 of 20
Anonymous
Not applicable

Re: DISCOVER IT APPROVED!!


@Joteism wrote:

Thanks! Smiley Happy   That's exactly what I said in my head, "Did you guys forget to run my credit!?"  And that final.... "Oh and one more thing, Sir - Welcome to Discover" sent me skipping around like Mary Poppins around my office. And I'm a burly dude. Smiley Happy


I can see the umbrella !

 

Congrats and welcome to the Discover family!

 

By the way... Your card will be expedited to you by FedEx. You should have it by Wed!

Message 10 of 20
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