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DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED

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Anonymous
Not applicable

DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED

I literally just finished the DISCOVER IT online pre-approval then movved on to the application process. I submitted all requested info and at the end I got the 5-7 day message stating they would "call if any other information was needed" and that "I would get a welcome e-mail if approved". I would like to hear about any one else's experience with this. I greatly appreciate any input ahead of time. Thanks
Message 1 of 27
26 REPLIES 26
uswala
Senior Contributor

Re: DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED

Just give them a call! They might just verify some details.

Message 2 of 27
CreditCuriosity
Moderator Emeritus

Re: DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED

Not a flat out denial.. Give them a call, probably validation stuff or different terms.

Message 3 of 27
CreditCardDiva
Regular Contributor

Re: DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED

I would call them. Everything else is speculation. When I applied the last time (and got approved), I got a "Please call us" message (I wasn't pre-approved). They asked me a few questions, and approved me. I don't like waiting.

Credit Rebuild Start Date (3/12)
Oakland County CU Visa ($500) | Capital One Quick Silver One ($600) | Capital One Secured MC ($200) | Walmart ($1600) | PayPal Credit ($1000) | Jared ($3500) | Victoria's Secret ($850) | Gettington ($3500) | Amazon Store Card ($850) | NewEgg Preferred ($2400) | Discover IT ($1500) | Dillard's AMEX ($1500) Target ($1500) | Overstock Store Card ($1200) | Kohl's ($1500) | Old Navy ($650) | Macy's Store Card ($800) | The Limited ($350)
Message 4 of 27
Anonymous
Not applicable

Re: DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED


@CreditCuriousity wrote:

Not a flat out denial.. Give them a call, probably validation stuff or different terms.


I dunno.

 

When I got Instapproved, they asked me afterward to call them and fax my dox in.

Once I called them, they told me they didn't need em and went over my terms again.

Message 5 of 27
Anonymous
Not applicable

Re: DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED


@Anonymous wrote:
I literally just finished the DISCOVER IT online pre-approval then movved on to the application process. I submitted all requested info and at the end I got the 5-7 day message stating they would "call if any other information was needed" and that "I would get a welcome e-mail if approved". I would like to hear about any one else's experience with this. I greatly appreciate any input ahead of time. Thanks

Call them now Smiley Wink

Message 6 of 27
b_diddy
Established Contributor

Re: DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED


@Anonymous wrote:

@Anonymous wrote:
I literally just finished the DISCOVER IT online pre-approval then movved on to the application process. I submitted all requested info and at the end I got the 5-7 day message stating they would "call if any other information was needed" and that "I would get a welcome e-mail if approved". I would like to hear about any one else's experience with this. I greatly appreciate any input ahead of time. Thanks

Call them now Smiley Wink


+1

 

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 7 of 27
Anonymous
Not applicable

Re: DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED

Either call them or initiate an online chat
Message 8 of 27
Anonymous
Not applicable

Re: DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED

Another option is to check your application status online. I got the same message when I applied a couple days ago and I got approved after I checked my status online and submitted a couple documents. Good luck!

Message 9 of 27
Anonymous
Not applicable

Re: DISCOVER IT ONLINE PRE-APPROVAL & APPLICATION INFORMATION FINISHED

Good evening to my entire myFICO community,

 

thank you TO EVERYBODY WHO RESPONDED!!! I was literally walking through the parking lot to the store about to follow everyone's advice and make the call and right then my ph started ringing, DUH DUH DUH... I was poistive immediately that it was DISCOVER just judging by the weird nmbr. 

 

After some quick and painless verification (and I have to say the CSR was really nice and easy to talk to) I WAS APPROVED FOR

 

$3,000 BIG ONES BOYYYYYYYYYYYYYYYYYYYYYY!!! IT FELT SO GOOD TO HEAR THAT I LITERALLY WENT SPRINTING THROUGH THE PARKING LOT WHILE ON THE PHONE AND STILL TRYING TO MAINTAIN MY CALM.

 

To everybody out the just starting the process of building and/or rebuilding their credit_ KEEP GRINDING IT OUT_IT DOES GET BETTER!!!

 

From CAP1 secured pre-paid for $200 to a  CAP1 $300 unsecured to a yr and a half later two unsecured CHASE & BARCLAY (both reconed in the same day) $500 to a MONSTEROUS LEAP TO A $3,000 DISCOVER IT CHROME CARD. 

I'm gonna post a detailed message of my journey soon. It's been going well so far and I've learned so much from the myFICO community.

 

Thanks Again ya'll Keep the T.I.P.S and info coming

 

Message 10 of 27
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