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DW approved for Discover

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williamachamberlain
Valued Member

DW approved for Discover

Too close out her/our spree she tried the Dicover card......got the message of your application is pending further review.

 

She called in to only verify address and phone number and Bam $2500 approval.  What APR does Discover range from roughly, that's the only thing that wasn't disclosed after talking the CA.

 

So after all is said and done.

 

Discover

Citi Diamond Preferred

USAA Amex

USAA Rate ad MC

 

All in all, 4 new accounts with a CL of $21,500

 

Not too bad for the heartache she went through in 2012.  Thanks to board for all your help and advice.

 

We are gonna garden for a year and try to kick in the Outright Amex door, not the co branded.

 

Have a great weekend and lets plant some seeds!!!!!!!!!!!!!!!!!

My Wallet: NFCU CR Visa 25K, NFCU GR Visa 23K, NFCU Platinum 16K, PenFed PCR 26k, PenFed PR 18K, USAA Sig Visa 23K, USAA Amex 24K, Amex Hilton 9K, Amex Gold NPSL, BOA Platinum Plus MC 26K, BOA TR Visa 30K, Chase Amazon Visa 8K
Message 1 of 8
7 REPLIES 7
WillTeasle
Established Contributor

Re: DW approved for Discover


@williamachamberlain wrote:

Too close out her/our spree she tried the Dicover card......got the message of your application is pending further review.

 

She called in to only verify address and phone number and Bam $2500 approval.  What APR does Discover range from roughly, that's the only thing that wasn't disclosed after talking the CA.

 

So after all is said and done.

 

Discover

Citi Diamond Preferred

USAA Amex

USAA Rate ad MC

 

All in all, 4 new accounts with a CL of $21,500

 

Not too bad for the heartache she went through in 2012.  Thanks to board for all your help and advice.

 

We are gonna garden for a year and try to kick in the Outright Amex door, not the co branded.

 

Have a great weekend and lets plant some seeds!!!!!!!!!!!!!!!!!


Congrats!

 

I think the website states 10.99-22.99% APR.  I just received my Discover IT yesterday and was "gifted" the lovely rate of 22.99%.  That's with a CS pull of 758 I think.  Not sure where they come up with their APR decision, but I'm doubting you'll be successful in guessing it before the card arrives.

Last HP: 01/10/19 | Latest Scores: EQ FICO8 - 850 | TU FICO8 - 850 | EX FICO8 - 850
Amex BC | Amex HHonors | Amex HHonors Aspire | Amex Marriott Business | Amex Platinum | BoA Alaska Airlines | CF | CFU | CSR | Chase Ink+ | Citi DC | Citi AA UP | Discover IT
Message 2 of 8
gdale6
Moderator Emeritus

Re: DW approved for Discover

Grats to both Smiley Happy

Message 3 of 8
coldnmn
Mega Contributor

Re: DW approved for Discover

Congrats to you both! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 8
alvon123
Super Contributor

Re: DW approved for Discover

congrats


Message 5 of 8
-Wade-
Valued Contributor

Re: DW approved for Discover


@williamachamberlain wrote:

Too close out her/our spree she tried the Dicover card......got the message of your application is pending further review.

 

She called in to only verify address and phone number and Bam $2500 approval.  What APR does Discover range from roughly, that's the only thing that wasn't disclosed after talking the CA.

 

So after all is said and done.

 

Discover

Citi Diamond Preferred

USAA Amex

USAA Rate ad MC

 

All in all, 4 new accounts with a CL of $21,500

 

Not too bad for the heartache she went through in 2012.  Thanks to board for all your help and advice.

 

We are gonna garden for a year and try to kick in the Outright Amex door, not the co branded.

 

Have a great weekend and lets plant some seeds!!!!!!!!!!!!!!!!!


Congrats on your DW Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 6 of 8
Anonymous
Not applicable

Re: DW approved for Discover

Congrats!
Message 7 of 8
yudeology101
Senior Contributor

Re: DW approved for Discover

WTG Congrats on a successful app spree!!  DW has some great cards coming her way, enjoy!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 8
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