@Anonymous wrote:
@Anonymous wrote:
Congrats and thanks for the data point! DH has got the 0% checks on his SM to be used by 11/2. I'm waiting until just about the last minute because I wanted him to call and ask for APR reduction and see if there's a CLI offer on the account BEFORE doing the BT. I guess maybe I'll just do the BT and see if the CLI comes after the fact. It'd be nice for util, but no biggie if it doesn't either way.
Don't worry about hurrying to use them. If he's like the rest of us, he'll get a fresh set shortly. I get them every month in both statements.
They used to send them to me every month, too. Then just when they raised my CL to the point where I could seriously consider doing real BTs, they stopped. Same month as the CLI, they stopped. Wish I knew why. I loved those checks. I can do BTs online, but the checks had SO many other great uses.
