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Decent AMEX BCP CLI Finally!!!

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Queen_Etherea
Valued Contributor

Decent AMEX BCP CLI Finally!!!

 

AMEX Approval.PNG

 

As the title says, I finally got an awesome CLI on my AMEX BCP! Now I'm kicking myself (as usual) for not requesting a higher amount! Can I call them and ask for more? I also have the AMEX BCE at $2,000 CL, but I can't request an increase yet right? If I remember correctly, you can only request a CLI every 3 months with AMEX, or was it 6 months? 

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.



Officially collection free as of 3/19/19!!
STARTING SCORES: 377 (11/2013) & 580 (3/2018)
Message 1 of 13
12 REPLIES 12
BetterMoves
Regular Contributor

Re: Decent AMEX BCP CLI Finally!!!

It will now be 180 days (or 181?), since you did have a successful CLI on another AmEx account.

Wells Fargo Active Cash
Discover it Chrome
Amazon Prime Store (Synchrony)
Walmart Store Card (Capital One)
Citi Costco Anywhere
American Express Blue Cash Preferred
American Express Hilton Honors Surpass
American Express Gold
Message 2 of 13
Queen_Etherea
Valued Contributor

Re: Decent AMEX BCP CLI Finally!!!


@BetterMoves wrote:

It will now be 180 days (or 181?), since you did have a successful CLI on another AmEx account.


Oh no wonder I've been getting denials these past few months! I got a CLI about 6 months ago (only like $2,000), so that makes sense. 

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.



Officially collection free as of 3/19/19!!
STARTING SCORES: 377 (11/2013) & 580 (3/2018)
Message 3 of 13
AllZero
Mega Contributor

Re: Decent AMEX BCP CLI Finally!!!

Congratulations on your CLI!
Message 4 of 13
SoCalGardener
Valued Contributor

Re: Decent AMEX BCP CLI Finally!!!

Congratulations! Did your heart skip a beat while that insufferably long moment passed, from the time you submitted until the approval appeared? Mine does!
Amazon Prime Store CardAmerican Express Blue Cash Preferred CardAmerican Express Everyday CardBank of America Customized Cash VisaCapitalOne Quicksilver MastercardCapitalOne Quicksilver VisaCapitalOne Walmart Rewards MastercardChevron Texaco CardCiti Double Cash MastercardDiscover More CardJCPenney Gold MastercardOverstock.com CardSportsmans Guide Rewards VisaSynchrony Home Card
Message 5 of 13
W261w261
Frequent Contributor

Re: Decent AMEX BCP CLI Finally!!!

It's 90 days on a regular CLI request. I thought it was 60 but Nope, denied for not waiting long enough. 

Message 6 of 13
Anonymous
Not applicable

Re: Decent AMEX BCP CLI Finally!!!


@W261w261 wrote:

It's 90 days on a regular CLI request. I thought it was 60 but Nope, denied for not waiting long enough. 


It's 91 days for a denial for credit-related reasons, 181 days after being granted an increase. If you simply pull the trigger too soon, the clock does not reset.

 

Congrats on a great CLI, OP!

Message 7 of 13
Credit4Growth
Senior Contributor

Re: Decent AMEX BCP CLI Finally!!!

Congratulations 👏 on your BCP limit increase!

Message 8 of 13
gdale6
Moderator Emeritus

Re: Decent AMEX BCP CLI Finally!!!

Grats on hitting the 10K threshold Smiley Happy

Message 9 of 13
CreditAggie
Community Leader
Super Contributor

Re: Decent AMEX BCP CLI Finally!!!

Congratulations on your Amex BCP CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

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