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Dell Finanacing - Dell Preferred Account Approved

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MartyWrite75
Valued Contributor
‎12-12-2019 06:28 AM
‎12-12-2019 06:28 AM

Re: Dell Finanacing - Dell Preferred Account Approved

Congratulations on your approval!
December 2024: Experian 779; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,800 (Sock drawer) || Discover It: $13,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $7,500 || Citi Custom Cash: $12,500 || Verizon VS Visa: $15,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 10%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 11 of 27
Anonymous
Not applicable
‎12-13-2019 08:25 PM
‎12-13-2019 08:25 PM

Re: Dell Finanacing - Dell Preferred Account Approved

Just get the deals running, get the cheapest one. Only need like for web browsing, youtube and facebook. Nothing fancy.
Message 12 of 27
Anonymous
Not applicable
‎12-18-2019 06:52 PM
‎12-18-2019 06:52 PM

Re: Dell Finanacing - Dell Preferred Account Approved

My order arrived and yes I know, I was tempted so I had to get Note 10+ phone Smiley Wink

 

The wireless charger and the active 2 watch was FREE, I saved $400 on these!! Sweet!!

 

20191218_214314.jpg

Message 13 of 27
Anonymous
Not applicable
‎05-06-2020 08:35 AM
‎05-06-2020 08:35 AM

Re: Dell Finanacing - Dell Preferred Account Approved

I really want to apply for this credit line. But my score is in the 740s, would you happen to know if they accept you with that score. Or maybe I should just wait to make it higher. Thanks in advance! 

Message 14 of 27
coreyb80
Super Contributor
‎05-06-2020 08:54 AM
‎05-06-2020 08:54 AM

Re: Dell Finanacing - Dell Preferred Account Approved

@Anonymous wrote:

I really want to apply for this credit line. But my score is in the 740s, would you happen to know if they accept you with that score. Or maybe I should just wait to make it higher. Thanks in advance! 

My score is less than yours and they took me in with a $1K credit line.  Recently used it to purchase a new tv and a XBOX for my place.

Message 15 of 27
Anonymous
Not applicable
‎05-06-2020 08:58 AM
‎05-06-2020 08:58 AM

Re: Dell Finanacing - Dell Preferred Account Approved

That's great to know! Thanks for the reply. 

Message 16 of 27
Jannelo
Frequent Contributor
‎05-06-2020 09:02 AM
‎05-06-2020 09:02 AM

Re: Dell Finanacing - Dell Preferred Account Approved

@Anonymous wrote:

I really want to apply for this credit line. But my score is in the 740s, would you happen to know if they accept you with that score. Or maybe I should just wait to make it higher. Thanks in advance! 

You can check and see what you prequalify for.  I can only dream of getting to the 740s.  LOL   I have scores far, far lower than yours, and out of curiosity, when I checked, I was prequalified for up to $3,500.  

 

https://www.dell.com/Financing/Comm/PreQual?s=dhs&l=en&cs=19&c=us&&dfsref=dfsmsg&cookieUpdated=true

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $3800 CL
Capital One QuicksilverOne (3/19) - $4800 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $4500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528

Experian FICO 8 Score - 9/2022 - 720
Equifax FICO 8 score 2/2022- 692
TransUnion FICO 8 score 10/2022 - 728
Experian FICO Mortgage Score - 725
Message 17 of 27
drboxing
Established Contributor
‎05-06-2020 10:46 AM
‎05-06-2020 10:46 AM

Re: Dell Finanacing - Dell Preferred Account Approved

My score was far lower and was approved for $2500. You’ll b fine




Message 18 of 27
texasbred71
New Contributor
‎05-07-2020 04:45 AM
‎05-07-2020 04:45 AM

Re: Dell Finanacing - Dell Preferred Account Approved

 

@Anonymous wrote:

I really want to apply for this credit line. But my score is in the 740s, would you happen to know if they accept you with that score. Or maybe I should just wait to make it higher. Thanks in advance! 

 

I got $2000 with like a 640 TU. My wife got $3500 with a 620 TU. This is one of the easier tradelines to get.

 





Message 19 of 27
CreditCrusader
Valued Contributor
‎05-07-2020 05:38 PM
‎05-07-2020 05:38 PM

Re: Dell Finanacing - Dell Preferred Account Approved

@texasbred71 wrote:

 

@Anonymous wrote:

I really want to apply for this credit line. But my score is in the 740s, would you happen to know if they accept you with that score. Or maybe I should just wait to make it higher. Thanks in advance! 

 

I got $2000 with like a 640 TU. My wife got $3500 with a 620 TU. This is one of the easier tradelines to get.

 

DP: They can be INQ and BK sensitive. I know two people with 700+ FICO scores who were denied prequal for those very reasons.

In my wallet: AMEX Gold (NPSL), AMEX Green (NPSL), Local Credit Unions (2 cards: VISA, MC, $25,000 CL each)
Message 20 of 27
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