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Diners Club Approved with Massive Limit

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Hockeyplayrr
Frequent Contributor

Diners Club Approved with Massive Limit

Just pulled the trigger on the premier card because I have a slight addiction.  I just called and it was approved for $20k.  My annual income is only 36k and I already have about 60k in credit.  Doesn't that seem a bit odd?

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 1 of 34
33 REPLIES 33
coldnmn
Mega Contributor

Re: Diners Club Approved with Massive Limit

Congrats! It does but stranger things have happened.   Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 34
Hockeyplayrr
Frequent Contributor

Re: Diners Club Approved with Massive Limit


@coldnmn wrote:

Congrats! It does but stranger things have happened.   Thanks for sharing.

 

 


yeah I've seen some odd things but I honestly expected only $5k if that.  Now I am afraid of AA

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 3 of 34
odd_dog
Valued Contributor

Re: Diners Club Approved with Massive Limit


@Hockeyplayrr wrote:

Just pulled the trigger on the premier card because I have a slight addiction.  I just called and it was approved for $20k.  My annual income is only 36k and I already have about 60k in credit.  Doesn't that seem a bit odd?


Nah the bank behind the DC card is in Canada, they probably have the money conversion wrong and think they gave you a $2K limit (in American Dollars!!)

 

CONGRATS on the approval and CL!!

Message 4 of 34
alvon123
Super Contributor

Re: Diners Club Approved with Massive Limit

congrats


Message 5 of 34
Hockeyplayrr
Frequent Contributor

Re: Diners Club Approved with Massive Limit


@odd_dog wrote:

@Hockeyplayrr wrote:

Just pulled the trigger on the premier card because I have a slight addiction.  I just called and it was approved for $20k.  My annual income is only 36k and I already have about 60k in credit.  Doesn't that seem a bit odd?


Nah the bank behind the DC card is in Canada, they probably have the money conversion wrong and think they gave you a $2K limit (in American Dollars!!)

 

CONGRATS on the approval and CL!!


thanks you very well may right.  I'm wondering how long this is going to last.  I've been lurking around here long enough to know if they are handing out limits like that to people like me the bubble is going to burst soon.

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 6 of 34
creditFiend
Established Contributor

Re: Diners Club Approved with Massive Limit

LOL! Congrats on your approval
Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 7 of 34
Anonymous
Not applicable

Re: Diners Club Approved with Massive Limit

Congrats!...Thanks for sharing

Message 8 of 34
Anonymous
Not applicable

Re: Diners Club Approved with Massive Limit

Congrats!
Message 9 of 34
b_diddy
Established Contributor

Re: Diners Club Approved with Massive Limit

Manage it well ... congrats!!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
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