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Disco Approval

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jam2021
Established Member

Disco Approval

Currently rebuilding my credit after many late payments a while back and was wondering if should try for new credit to gain more positive payment history. Checked out the Discover prequal site on the recommendation of a community member. Did some additional research on here and decided to see if anything came up. I was pre-approved for the Cash Back card and Gas & Restaurants card. Showed me 14 mos 0% with 20.99% after, which seemed like a good sign. Pulled the trigger on the Cash Back and... approved for $6500! This is my highest credit limit to date! So grateful for the support and encouragement of the community here. Couple DPs in the hopes that this helps someone else:

 

Single pull - EX 726 (my Experian app notified me immediately of the pull). Quite a few late payments in my credit file with Cap1 that will take a few years to fall off. This is very encouraging though! 

13 REPLIES 13
CreditMagic7
Mega Contributor

Re: Disco Approval

Congrats! Nice approval.

Message 2 of 14
Irv02
Established Contributor

Re: Disco Approval

Congrats on your approval!!!  

Message 3 of 14
JustJay119
Regular Contributor

Re: Disco Approval

Nice limit! Congrats!

Current

AU

Banking

Scores 10/15/21
Message 4 of 14
Rebuild2019
Valued Contributor

Re: Disco Approval

Congratulations on your DISCO approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 5 of 14
mgood
Valued Contributor

Re: Disco Approval

Congrats on the approval. Nice starting limit.
Keep up the good work on the rebuild.



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 23
Goal Score: EQ8 780, TU8 780, EX8 780

Take the myFICO Fitness Challenge
AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24
Message 6 of 14
CreditAggie
Community Leader
Super Contributor

Re: Disco Approval

Congratulations on your Discover approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 14
Sub16610
Established Contributor

Re: Disco Approval

Congratulations on your Discover approval!

Message 8 of 14
cashorcharge
Community Leader
Super Contributor

Re: Disco Approval

Nicely done!  Congratulations on your approval!! 👏🏼🎉🍾

Message 9 of 14
YungGouda
New Contributor

Re: Disco Approval

Congrats on the approval! Treat Ms. Disco well, show her some undivided attention and she'll most certainly return the favor!

FICO 8s (10/11/2021)







Message 10 of 14
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