Gave me a pic of my card in a confetti party, lol..
Good news, 1CreditEd!
We're returning your security deposit and increasing your credit line.
They gave me $2k
From $200 secured to $2,000 is AWESOME!!!!!!!! to me..
3-4 days after my 7th statement cut..
I thought for sure it wasn't oing to graduate becase I just got an AMEX and the HP smoked my fico 8 score by 30 points, but they did it!
Had a 665 then the HP and all cards reporting zero took my EX to 638, others to 655..
And they gave me $2,000!
Amex is going to be very jealous and give me a huge CLI from my $500 (lol) as soon as I get my $1,000 spend on it to get my free $200..
These seem to be pretty good results so I'll tell you what I did with it.. I took it to 70-80% util and payed it off a bunch of times...
They saw me get a CLI 200 to 500 on my cap1 secured @ 6 months, and I think only saw an amex HP, no account reporting yet..
@Anonymous wrote:Good news, 1CreditEd!
We're returning your security deposit and increasing your credit line.
They gave me $2k
From $200 secured to $2,000 is AWESOME!!!!!!!! to me..
3-4 days after my 7th statement cut..
I thought for sure it wasn't oing to graduate becase I just got an AMEX and the HP smoked my fico 8 score by 30 points, but they did it!
Had a 665 then the HP and all cards reporting zero took my EX to 638, others to 655..
And they gave me $2,000!
Amex is going to be very jealous and give me a huge CLI from my $500 (lol) as soon as I get my $1,000 spend on it to get my free $200..
These seem to be pretty good results so I'll tell you what I did with it.. I took it to 70-80% util and payed it off a bunch of times...
@They saw me get a CLI 200 to 500 on my cap1 secured @ 6 months, and I think only saw an amex HP, no account reporting yet..
Congratulations!! I am waiting for my 7th statement to cut (24 days left) I am excited but also worried about graduation and Auto CLI. I have only maxed out once and PIF before statement generated (did not want to take chances by making them think I am high-risk profiler).
PS were you asked for income or any other information. Not being nosy but what is your ballpark household income mentioned when you app'd for the card. TIA 
Congratulations! Looks like May is the season for graduations 👨🎓
Congratulations!
@Anonymous wrote:
@AnonymousNot being nosy but what is your ballpark household income mentioned when you app'd for the card. TIA
I think I put like 70 or 80 at the time..
Also, I just looked at my payment history and I made 25 payments in the last 7 months not counting redeeming cashback, most around $80 and some over $100, just trying to keep my balance knocked down so I can use the card..
@Anonymous wrote:
@Anonymous wrote:
@AnonymousNot being nosy but what is your ballpark household income mentioned when you app'd for the card. TIA
I think I put like 70 or 80 at the time..
Also, I just looked at my payment history and I made 25 payments in the last 7 months not counting redeeming cashback, most around $80 and some over $100, just trying to keep my balance knocked down so I can use the card..
Fair enough. I had mine always under $50 except once when it hit 180$ before statement cut date. Thanks a million for data points. fingers crossed for a decent CLI on graduation.