This approval was in my brothers name. I have been rebuilding, while helping others rebuild. Giving them valuable information about the credit world etc
My brother is 1 year post BKCH7. He burned Amex, Citi Bank, Syncrony cards and Capital One.
Only 6 months post BK I helped him check for preapprovals from Cap One. He was preapproved for the QuickSilver no AF $300 SL with credit steps. After his 4th statement cut I requested a CLI which was approved for $100. His limit is now $500 with Capital One QuickSilver.
Fast forward to today he spoke to me about continuing his rebuild and opening a second card. I told him “let’s going over your reports. See where your scores are at and what could be a good fit”. I did several prequels, Discover was the winner with two prequalified offers. He chose the 5% cash back. I explained to him not to have high expectations as the SL could be low but that there was a chance it could be denied. As his application processed a reference number appeared and then stated “Thank you for your application, it is being reviewed. You will hear from us in 5-7 days”. I waited about 10 minutes then checked to see the application status Incase he needed to call in....
BOOM APPROVAL FOR $2100! Not too bad haha
He has not received an HP yet so I am waiting to see what was pulled.
Just wanted to share with you all and also tell you that this cured my itch for apping 🤣💪🏼
