I just help my dad to get a Discover credit card and they approved him with 17XX credit limit even thou he doesnt have any credit card under his name.
2 authority credit card which is 300 and 500 capital one .
1 paid off car loan and 1 current student loan joint.
1 charge off and 2 collection
i dont know what his score it but they offer him with 2k limit..........
Oh yeahhhh now i just need to add myself as a authorite user and trash Orchard Bank, Capital One, Credit One........you no longer in the ralationship with me man. 
. Going to garden within 1 years or 2
Your account was requested on XXXXX,XXX PM EDT.
We're reviewing your application and will notify you within 5-7 days once your approval status has been determined.
To expedite the process, please contact a Discover Application Specialist at 1-800-XXX-XXXX between the hours of:
Call in and got approved with a different term you are my buddie now Discover
Starting Score: 560
Congrats to Dad. I have a similar credit profile and they denied me. Because of your story, I might have to try doing a recon.
Congrats!!!!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Congratulations! Your Card Application Has Been Approved.
Welcome to Discover. Your new card will be mailed to you shortly. Once it arrives please be sure to call in and activate your card.
Your Discover Card Features
- $1,700.00 Credit Limit
So happyyy
@nicholasyud wrote:I just help my dad to get a Discover credit card and they approved him with 17XX credit limit even thou he doesnt have any credit card under his name.
2 authority credit card which is 300 and 500 capital one .
1 paid off car loan and 1 current student loan joint.
1 charge off and 2 collection
i dont know what his score it but they offer him with 2k limit..........
Oh yeahhhh now i just need to add myself as a authorite user and trash Orchard Bank, Capital One, Credit One........you no longer in the ralationship with me man.
Your account was requested on XXXXX,XXX PM EDT.
We're reviewing your application and will notify you within 5-7 days once your approval status has been determined.
To expedite the process, please contact a Discover Application Specialist at 1-800-XXX-XXXX between the hours of:
Call in and got approved with a different term
How old were the collection accounts and what were they for?
@Anonymous wrote:How old were the collection accounts and what were they for?
Charge off account in 2011
.........unpaid
@Anonymous wrote:What where your 2 collection accounts for? I was thinking of applying but have 2 medical collections in dispute.
Credit card ............be ready to explain those question they going to ask you.............