Discover Automatic CLI

Matt9543 · ‎04-23-2019

So it's a couple days late but I ended up Saturday Night getting an automatic CLI from Discover! Moved me up to $6,200, and my credit score jumped up to 767! I've honestly loved Discover so much and I'm 10 days away from being eligible so I'm going to try to get an APR reduction, shooting for around 16.5% but I'm not too hopeful so I'm trying to just slowly start moving closer to getting the lowest APR!

My lowest is 16.74% with Citi, and it doesn't hurt to try to get it lower. Also, does anyone have tips or DP's with Discover and getting lower APR's?

Thanks!

FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732

mikesonthemend · ‎04-23-2019

Bam!

Disco, Disco Duck!

Living through Darwinism is so much worse than learning about about it in school.

credit_is_crack · ‎04-23-2019

Now I don’t usually hear about Discover auto-CLIs so Congrats!! When I had my Discover I was too busy mashing that love button to ever give them a chance lol

Matt9543 · ‎04-23-2019

@credit_is_crack wrote:
Now I don’t usually hear about Discover auto-CLIs so Congrats!! When I had my Discover I was too busy mashing that love button to ever give them a chance lol

The funny thing is that the only thing I have with Discover right now is a Balance Transfer, but I'm overall glad with how Discover has treated me, to go from a $2,000 SL to a current $6,200 in less than two years. That's a pretty decent jump!

FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732

Anonymous · ‎04-23-2019

I also have a Discover and got an automatic CLI a few weeks ago. I went from $2k to $3k. However, my discover card was my lowest CL, so maybe that has something to do with it?

Either way, congrats!

Marz2002 · ‎04-23-2019

YOU...

CONGRATS on your very nice Disco auto CLI!!!

Anonymous · ‎04-23-2019

No data points on getting an apr reduction though I've heard of them giving 0% another year instead of a reduction. Anyway, congrats on the auto CLI. That's awesome. Usually they give a auto CLI after your 3rd month with them. Mine was a pretty high auto increase but I'll share that story next week as it will be one full year of credit limit increases I'm going to share.
Again, congrats.