Discover CLI - ? - 500

[CreditCuriosity]

So first CLI in well over a year for a huge $500!  I gave them a 4300 BT this month to see if I could get any growth.. Sure did $500 whopping dollars with a 807 TU fico 08.  Guess I should not be surprised.  Only reason I did the BT was used a 3% card and BT fee was 3% so netted out.  Called and tried to get more, nope...  Will be paying off the BT before next statement cuts as have the cash.  Experiment failed and discover still throws me crumbs, but who can blame then I joined them with several hundred k in open credit and now around 650k in personal credit.  Tried to give them something to chew on, wasn't good enough.   Also threw them a $600 payment prior to asking after the BT and let statement cut prior to payment.  Just a DP.  Guess I should be grateful as $500 is better than nothing.  Just another DP will pay off and use on 5% only as always.  Limit now is $18,500 although high is still one of my lower cards.  Least growth i guess.  I don't know why discover bugs me so much on their CLI weirdness when i already know the answer... Card is 3+ years old and also several card combinations as well to get to this limit.

[JR_TX]

With all the Disco denial happening these days, I'd take an AJC special any day! 😄

Congrats CC! 

[xiocc]

Congrats on the increase... even if it was only 500

[AverageJoesCredit]

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@CreditCuriosity wrote:

So first CLI in well over a year for a huge $500!  I gave them a 4300 BT this month to see if I could get any growth.. Sure did $500 whopping dollars with a 807 TU fico 08.  Guess I should not be surprised.  Only reason I did the BT was used a 3% card and BT fee was 3% so netted out.  Called and tried to get more, nope...  Will be paying off the BT before next statement cuts as have the cash.  Experiment failed and discover still throws me crumbs, but who can blame then I joined them with several hundred k in open credit and now around 650k in personal credit.  Tried to give them something to chew on, wasn't good enough.   Also threw them a $600 payment prior to asking after the BT and let statement cut prior to payment.  Just a DP.  Guess I should be grateful as $500 is better than nothing.  Just another DP will pay off and use on 5% only as always.  Limit now is $18,500 although high is still one of my lower cards.  Least growth i guess.  I don't know why discover bugs me so much on their CLI weirdness when i already know the answer... Card is 3+ years old and also several card combinations as well to get to this limit.

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Its the myFico Effect. Try reading the first couple sentences in your journal....i promise the nose bleeds are a sign you are doing it right

Maybe when you change everyone's  timeline, ill be rich and handsome. Just not frat rich please🙂

[Jnbmom]

@CreditCuriosity 

I will never ever figure out disco, they make zero sense on CLIs. 

[AverageJoesCredit]

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@JR_TX wrote:

With all the Disco denial happening these days, I'd take an AJC special any day! 😄

Congrats CC! 

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$500 in Covid Money = $100000 disco dollars🙂

[AverageJoesCredit]

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@Jnbmom wrote:

@CreditCuriosity 

I will never ever figure out disco, they make zero sense on CLIs. 

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actually, they make 50,000 cents

[CreditCuriosity]

Least I got a new couch and chair off failed experiment aka the 4k+ purchase.  Got something out of it at least beyond the $500 .   

[AllZero]

Congratulations on your CLI! No double dip?

[M_Smart007]

Congratulations on your CLI