Discover CLI after 6 Months

Anonymous · ‎06-28-2013

Got my CLI after 6 Months from $1200-- $1500 (Seriously!!!!!)

BOA Priviliges: $10000

Merrill +: $15000

Fidelity: $10000

BOA Amex: $15000

AMEX Platinum: NPSL

AMEX True Earnings: $8000

AMEX HHonors: $10000

CAP One Platinum: $10000 (thru EO Office)

Cap One Cash Back: $10000( Thru EO Office)

Cap One Best Buy: $7500 (thru EO Office)

Barclays: $2500

anderl · ‎06-28-2013

I called in to see about a cli and was told by CSR "well you definitely qualify for a credit limit increase at this point. Let's go ahead and get your credit report.": i replied, "Well , no . Why are you pulling another report. I was toldupon approval that after a certain time (6 mnths) I could request a cli without a hard pull on my credit report." he says, " I'm sorry that you've been misinformed, but in order to grant you a credit limit increase, we'll have to pull another report." Ummmm thanks , but no thanks.

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.

armbenderc · ‎06-28-2013

@Anonymous wrote:
Got my CLI after 6 Months from $1200-- $1500 (Seriously!!!!!)

BOA Priviliges: $10000
Merrill +: $15000
Fidelity: $10000
BOA Amex: $15000
AMEX Platinum: NPSL
AMEX True Earnings: $8000
AMEX HHonors: $10000
CAP One Platinum: $10000 (thru EO Office)
Cap One Cash Back: $10000( Thru EO Office)
Cap One Best Buy: $7500 (thru EO Office)
Barclays: $2500

Wow, compared to your other TL, Barclays and Discover is really lacking behind. However, any SP auto-CLI is the best.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

Anonymous · ‎06-28-2013

Well the CSR said that she could pull my CR and then she would be to see if qualify for my requested 5k limit. But I said no, I'm not that much desperate. I will let this card grow itself.

Anonymous · ‎06-28-2013

Sounds like the discussion I had last week. I was told Auto-CLI are usually lower and if you want a significant increase, HP

Anonymous · ‎06-28-2013

I had to take a HP on my Discover to get a cli. I shouldn't have because I only asked to go from 1500 to 3000 but it was getting on my nerves that every other card was growing but them. I can be alittle impatient sometime *lol*

Anonymous · ‎06-28-2013

CAP1 has changed now hopefully Discover will change too!!!

Anonymous · ‎06-28-2013

My discover card was $1500 CL when approved one year ago. After six month, I got a CLI to $2000, SP. After another six months, I took a HP and got increased to $5K CL.

lg8302ch · ‎06-28-2013

@Anonymous wrote:
Well the CSR said that she could pull my CR and then she would be to see if qualify for my requested 5k limit. But I said no, I'm not that much desperate. I will let this card grow itself.

Exact same result here. No SP CLI possible on my account after 6 months. Discover offered HP so I said NO THANKS. I will also let it grow naturally and if it does not grow with me the use of the card will be only for Shop Discover and I will no longer use it for daily expenses. For this I need at least 5K. There are much better cards in my wallet in terms of rewards and also in terms of CL. Just amazing how conservative Discover is - but positively surprised about Barclays