Was approved for my 1st DiscoverIT in October 2020 , and received an original CL of 3K. Had first CLI of $1000 in June 2021 using the automated method on the app. Used the app the second time as well to avoid a hard pull. This second CLI was approved for $500 which brings me to $4500 on that card. I am now past the first year of double cash back so my use of this card will diminish over time.
Credit Picture @ Time of CLI
CH7 BK August 2012 (Divorce)
Fico 8 Scores January 2022 TU8 - 720
Home Mortgage: M&T Bank - (09/2020) 95K
Personal income: 95K/year (2 Jobs + rental income)
Grats on your Disco move up 
@HeavyResist wrote:Was approved for my 1st DiscoverIT in October 2020 , and received an original CL of 3K. Had first CLI of $1000 in June 2021 using the automated method on the app. Used the app the second time as well to avoid a hard pull. This second CLI was approved for $500 which brings me to $4500 on that card. I am now past the first year of double cash back so my use of this card will diminish over time.
Credit Picture @ Time of CLI
CH7 BK August 2012 (Divorce)
Fico 8 Scores January 2022 TU8 - 720
Home Mortgage: M&T Bank - (09/2020) 95K
Personal income: 95K/year (2 Jobs + rental income)
Congrats! Discover has been letting the flood gates open for me recently, i've gotten $5k worth of CLI's in the last 9 months alone.
Did just want to note--based on my experiences, whether you are on the app or on the desktop site....requesting a CLI is never a HP. I request usually every 3 months at the least and have not seen anything that came back on my report.
@jonblaze24 wrote:
@HeavyResist wrote:Was approved for my 1st DiscoverIT in October 2020 , and received an original CL of 3K. Had first CLI of $1000 in June 2021 using the automated method on the app. Used the app the second time as well to avoid a hard pull. This second CLI was approved for $500 which brings me to $4500 on that card. I am now past the first year of double cash back so my use of this card will diminish over time.
Credit Picture @ Time of CLI
CH7 BK August 2012 (Divorce)
Fico 8 Scores January 2022 TU8 - 720
Home Mortgage: M&T Bank - (09/2020) 95K
Personal income: 95K/year (2 Jobs + rental income)
Congrats! Discover has been letting the flood gates open for me recently, i've gotten $5k worth of CLI's in the last 9 months alone.
Did just want to note--based on my experiences, whether you are on the app or on the desktop site....requesting a CLI is never a HP. I request usually every 3 months at the least and have not seen anything that came back on my report.
I've been trying to keep requests to every six months out of caution. I was curious if I could do them more frequently. So you average requests every 90 days? What amount or percentage of credit line do you target for CLI's? Your advice would be appreciated.
Congrats on your CLI!
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