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Figured I'd poke the CLI button on my Discover card, riding the coat tails of my recent Ally approval.
Got a nice $3000 increase, bringing my CL on it up to $7600. Feels pretty good. ![]()








congrats! It feels good becaue it is good :-)
Congrats on the CLI!
Congratulations on the CLI!
Congratulations on your Disco love!
@Masterlink wrote:Figured I'd poke the CLI button on my Discover card, riding the coat tails of my recent Ally approval.
Got a nice $3000 increase, bringing my CL on it up to $7600. Feels pretty good.
Any data points on your approx spend before the CLI?
(For example I had to spend about 30% of my current limit, and let a 30% balance report for 3 consecutive months before i granted a CLI with my Disco card. I did PIF every statement).
![Capital One QuickSilver [PC'ed from QuickSilverOne] (Apr 2021)| SL$ 300, CL $6,400](https://ecm.capitalone.com/WCM/card/products/qs_gen_master_rgb_323x203.png)

![Ally Platinum [PC’ed from Ollo Platinum] (Jan 2022)| SL$1,000, CL $2,800](https://www.ally.com/content/ally/en/allyroot/credit-cards/_jcr_content/root/main/section_1123636882/row_993722862/card/image.img.png/1680886288138/41130platinum.png)










@citymunky wrote:
@Masterlink wrote:Figured I'd poke the CLI button on my Discover card, riding the coat tails of my recent Ally approval.
Got a nice $3000 increase, bringing my CL on it up to $7600. Feels pretty good.
Any data points on your approx spend before the CLI?
(For example I had to spend about 30% of my current limit, and let a 30% balance report for 3 consecutive months before i granted a CLI with my Disco card. I did PIF every statement).
I may need to try this because mine refuses to move lol
congrats OP 🥂
@ShreksBFF wrote:I may need to try this because mine refuses to move lol
Worked for me for two CLIs.
![Capital One QuickSilver [PC'ed from QuickSilverOne] (Apr 2021)| SL$ 300, CL $6,400](https://ecm.capitalone.com/WCM/card/products/qs_gen_master_rgb_323x203.png)

![Ally Platinum [PC’ed from Ollo Platinum] (Jan 2022)| SL$1,000, CL $2,800](https://www.ally.com/content/ally/en/allyroot/credit-cards/_jcr_content/root/main/section_1123636882/row_993722862/card/image.img.png/1680886288138/41130platinum.png)










Very nice increase!
@citymunky wrote:
For example I had to spend about 30% of my current limit, and let a 30% balance report for 3 consecutive months before i granted a CLI with my Disco card. I did PIF every statement).
When you say "let it report" do you mean you let it report after the closing of your statement period, meaning that you let a high utilization report to the credit bureaus, thus affecting your scores?
Because the bank/credit card company knows how much you have spent even if you pay it all off within the statement period.