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I started submitting SP CLI requests with Discover at about 30 days from my previous CLI. Kept getting the 2-day message. Thought my magic request day was around 45 days, and on day 45, I submitted another request (that was around 11 days ago) and got the 2-day message. Haven't been able to request another one until today when I noticed my current limit went up $6500 to $32,000. (I looked at my account yesterday when it was still $25,500.)

Perhaps my magic request day is really more now like 60 days...it's definitely not 90. In any case, I don't think I need to ask for any more CLIs on this because that amount is perfectly fine for me.

This now makes Discover the card with the highest credit limit in my portfolio.

Message 1 of 13

12 REPLIES 12

WOW, Awesome, Congratulations!!!

myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.

Message 2 of 13

congrats

Message 3 of 13

Congratz

CH7 FILED: 08/18/2022, DC: 01/23/2023

Message 4 of 13

WOW! That's an amazing limit! 👏👏👏

Message 5 of 13

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Message 6 of 13

congrats!!!

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

USAA Rate Advantage Visa $20,500 @12.90%

USAA Platinum Visa $22,000 @18.90%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

AMEX HHilton Honors $25,000 @ 11.24%

Message 7 of 13

@baller4life wrote:
WOW! That's an amazing limit! 👏👏👏

Yesterday I got my teeny $300 CLI just 20 days after I got my last one; think there's a possibility the train has reentered the station?

Unify FCU Platinum Visa Variable Rate 35k

PenFed CU Promise Visa 34k

Harvard FCU Platinum MC 30k

Consumers CU Platinum Visa 25k

TD Bank Business Solutions Visa (Bus) 23700

Vantage West CU Connect Visa 20k

FNBO Evergreen Business Edition Visa (Bus) 20k

Jovia FCU Advantage Visa 20k

Chartway FCU Visa Rewards 15k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

Interior FCU Platinum Visa 15k

BHG More Business MC (Bus) 13k

US Bank Triple Cash Rewards Visa (Bus) 12k

Citi Double Cash MC 11820

Geo-fenced credit union Platinum Visa 10500

DCU Platinum Visa 10k

Amex Hilton Honors 9500

PenFed CU Power Cash Visa 8k

NFCU Business Visa (Bus) 7k

Citi Strata Premier MC 6500

Comenity AAA Travel Advantage Visa 6200

Amex Blue Business Cash (Bus) 6k

Members 1st FCU Low Rate Platinum Visa 5k

Bank of America BankAmericard MC 4500

Chase Amazon Prime Visa 3400

Chase World of Hyatt Visa 2k

Amex Blue Cash Everyday 1300

Amex Blue Business Plus (Bus) 1200

Discover IT Cash Back 600

Discover IT Cash Back 500

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

Message 8 of 13

Congrats

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

Message 9 of 13

awesome limit

Message 10 of 13