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Discover CLI

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Anonymous
Not applicable

Discover CLI

So I called in last week to Discover to ask about CLI's. When I got intouch with there analyst department I had asked about how soon I could get a CLI since I had read online that many people get them after 61 days, yet I kept getting declined for "not enough experience with current line". The rep said it was all very circumstantial, I explained that the discover card limit was my lowest credit line by far and generally I dont keep cards under 10k. She looked at my account and came back on the phone and said that the first date that my account may be eilgable was 7/4. So I waited and today I applied for an increase. For once I did not get the auto decline but I got a 2 day message. I have heard that this is a good sign for an increase. I can't wait to see what it comes back as. 

 

Current Credit line: $3000
Current spend: $5500

Opened card: 4/4/2016

Current Transunion Fico from Discover: 669

Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Discover CLI

Congratulations!

Message 2 of 18
Anonymous
Not applicable

Re: Discover CLI


@Anonymous wrote:

Congratulations!


For what? Smiley LOL

Message 3 of 18
Anonymous
Not applicable

Re: Discover CLI

Good Luck it's not a bad sign sometimes if you log out and log back in, any increase would already show if it processed quickly.

Message 4 of 18
pizza1
Community Leader
Super Contributor

Re: Discover CLI


@Anonymous wrote:

@Anonymous wrote:

Congratulations!


For what? Smiley LOL


lol...

 

Hopefully we will see a CLI posted in this thread soon...if not, the thread will be moved, since there hasnt actually been an approval of any kind nor a cli ....yet.  But throwing in a "good luck" for good measure. Smiley Wink

Message 5 of 18
Anonymous
Not applicable

Re: Discover CLI

I hope you get your increase. Fingers crossed
Message 6 of 18
Anonymous
Not applicable

Re: Discover CLI

2 days message usually is a good indication of an approval.... let us know the results.

Message 7 of 18
RonM21
Valued Contributor

Re: Discover CLI

Best of luck! Hopefully an approval is coming!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 18
Bowzer
Frequent Contributor

Re: Discover CLI

Good Luck!
Message 9 of 18
Vegas4Play
Valued Contributor

Re: Discover CLI

Congrats to you !!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 10 of 18
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