cancel
Showing results for 
Search instead for 
Did you mean: 

Discover CLI

tag
degs138
Established Contributor

Discover CLI

Discover is keeping up the slow creep with me.  I just got a CLI from 14,200 to 18,200.  I'll take it.  I don't need much more than 20k usually.  But I would like every card to be under 10% utility even if I make a large purchase.  I'll see what I get to by the time I have had the card for 12 months.  Right now I'm in my 7th month.


FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 1 of 7
6 REPLIES 6
austinguy907
Valued Contributor

Re: Discover CLI

$4k isn't anything to complain about with Discover!  They're slow out of the gate but definitely grow with patience.  Just keep giving them attention and they'll return the favor in due time.

 

http://ficoforums.myfico.com/t5/Credit-Card-Approvals/My-first-year-with-Discover-Data-Points/m-p/47...

Message 2 of 7
Anonymous
Not applicable

Re: Discover CLI


@degs138 wrote:

Discover is keeping up the slow creep with me.  I just got a CLI from 14,200 to 18,200.  I'll take it.  I don't need much more than 20k usually.  But I would like every card to be under 10% utility even if I make a large purchase.  I'll see what I get to by the time I have had the card for 12 months.  Right now I'm in my 7th month.


Congrats on the CLI.... you are doing better than a lot of members here only getting $500 every 91 days. What you got is 4K via SP which is FANTASTIC !!!

Message 3 of 7
KSK1912
Valued Contributor

Re: Discover CLI

Congrats. That's a lot more than what most people get as a SL with many lenders Smiley Happy


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 4 of 7
Anonymous
Not applicable

Re: Discover CLI

Congrats!

Message 5 of 7
SunriseEarth
Moderator Emeritus

Re: Discover CLI

Looks like a fast creep to me!   Discover typically moves me up $500 at a time.   Congrats on CLI!



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | Venmo VS $30000 | Cash+ VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Jared Gold Card $19000 | Freedom Flex WEMC $16500 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Sephora VS $6900 | Wayfair MC $4500 | ~~
Message 6 of 7
degs138
Established Contributor

Re: Discover CLI

Oh I did not mean to make it sound small.  I'm pretty stoked about the 4k increase.  I do agree it has grown fast.  I have a high credit score so I would expect it to.  I'm really looking forward to inquries falling off early next year.  Hoping to be around 800 by next July.  That is the big goal.


FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.