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Discover CLI

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Junejer
Moderator Emeritus

Re: Discover CLI

Thanks @Binbinimiwi 







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
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Message 21 of 37
Antredd
New Contributor

Re: Discover CLI

Discover has been given me credit line increases every 3-6 months. When I use the app, a request for credit line increase pops up for me to make the request. Each time that I type in my annual salary and hit the submit button, Disco increases my credit limit. 

 

Message 22 of 37
Junejer
Moderator Emeritus

Re: Discover CLI


@Antredd wrote:

Discover has been given me credit line increases every 3-6 months. When I use the app, a request for credit line increase pops up for me to make the request. Each time that I type in my annual salary and hit the submit button, Disco increases my credit limit. 

 


That's great, @Antredd! Congrats. How much of an increase on average? How much spend do you put on the card monthly?







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 23 of 37
Antredd
New Contributor

Re: Discover CLI

I get gas, I live in CA, so I spend about 250-350 a month. I have all of my streaming services paid on this card as well as my dining and groceries. I would say about $600-800 a month. Then I pay them off in full.

Message 24 of 37
Junejer
Moderator Emeritus

Re: Discover CLI

Thanks for the DPs @Antredd. This is my first increase since I got the card almost two years ago. It took me putting over $2K last month on the card to get that increase.







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 25 of 37
Antredd
New Contributor

Re: Discover CLI


@Junejer wrote:

@Antredd wrote:

Discover has been given me credit line increases every 3-6 months. When I use the app, a request for credit line increase pops up for me to make the request. Each time that I type in my annual salary and hit the submit button, Disco increases my credit limit. 

 


That's great, @Antredd! Congrats. How much of an increase on average? How much spend do you put on the card monthly?


The last increase was for 6k. But before the last one, I was getting 2k increases. I started at $10, 000 inital credit limit in  September 2019.

Message 26 of 37
MCM1
Regular Contributor

Re: Discover CLI

How long did you have the account before they increased? 

Message 27 of 37
Junejer
Moderator Emeritus

Re: Discover CLI


@MCM1 wrote:

How long did you have the account before they increased? 


Not sure who this was aimed at, but mine is 23 months old with my only increase.







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 28 of 37
Suzette2
Frequent Contributor

Re: Discover CLI


@Junejer wrote:

I asked for a CLI on my Discover Card a few months ago and was told no dice. I tried again at the end of April and was told the same thing. I asked the other day, well, just because and I got a message that it was under review. That is a new one on me. They called the other day, when I was out of town on business, so I missed the call. I just returned the call and they just wanted to verify my income. They increased my CL from $9,500 to $16K.

 

Okay, Disco, you may continue to stay in my wallet. Had they denied me this time, it was getting SD.


How long have you and Miss Disco known each other (Wink)?  I just got denied after 3 months.

6/20 :12/22 :
Message 29 of 37
Legal_Girl
Frequent Contributor

Re: Discover CLI

Congratulations!  Disco has been very giving recently.  They offered me the opportunity to request a CLI on my Disc it and about 4 days later offered me the opportunity to request CLI on Disc Chrome.  Received good increases on both.

 

Way to go!!!

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778 /Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $5,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Capital One Savor $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $31,000 / Discover IT Chrome $21,500 / Citi DC $10,500 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Strata $14,500/ Care Credit $18k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500
Message 30 of 37
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