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Discover CLI

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Danmae777
Regular Contributor

Re: Discover CLI

Congrats on your CLI

starting fico 8 score 04/2021-EX-618
current fico 8 score 04/2022 -EX 657
Message 31 of 37
Junejer
Moderator Emeritus

Re: Discover CLI


@Suzette2 wrote:

@Junejer wrote:

I asked for a CLI on my Discover Card a few months ago and was told no dice. I tried again at the end of April and was told the same thing. I asked the other day, well, just because and I got a message that it was under review. That is a new one on me. They called the other day, when I was out of town on business, so I missed the call. I just returned the call and they just wanted to verify my income. They increased my CL from $9,500 to $16K.

 

Okay, Disco, you may continue to stay in my wallet. Had they denied me this time, it was getting SD.


How long have you and Miss Disco known each other (Wink)?  I just got denied after 3 months.


We made our acquaintance almost two years ago






Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 32 of 37
IamWesty12
Frequent Contributor

Re: Discover CLI

3rd times the charm I guess.  Congrats on the nice CLI!!!

Starting Score: 461
Current Score: 689
Goal Score: 775


Take the myFICO Fitness Challenge
Message 33 of 37
Junejer
Moderator Emeritus

Re: Discover CLI

Thanks @Legal_Girl. Congrats on your Disco increases also.







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 34 of 37
Junejer
Moderator Emeritus

Re: Discover CLI

Thanks @Danmae777  and @IamWesty12 







Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 35 of 37
learningcredit54
Regular Contributor

Re: Discover CLI

Congrats on the CLI but I think more congrats are in order for those scores in the sig!! Very nice.

469 to 838 - You must let me know the method my friend. I am trying it all..jajaj

Congrats

BACK TO SQUARE 1 - GETTING READY FOR BANKRUPTCY
Message 36 of 37
Junejer
Moderator Emeritus

Re: Discover CLI


@learningcredit54 wrote:

Congrats on the CLI but I think more congrats are in order for those scores in the sig!! Very nice.

469 to 838 - You must let me know the method my friend. I am trying it all..jajaj

Congrats


469 was at the lowest of times for us financially. I had a long string of 120dpd on a student loan that iPIF back in 2015, as I was regrouping financially. After that, I never went a day late on ANYTHING! I shielded DW from as much of it as I could, so her credit never really tanked—upper 600s at the worst of it. So we were still able to function from a credit standpoint. I keep my utility really low on my credit cards (1-2%), PIF every month and don’t pay a penny in interest on CCs. The rest is allowing time to work it’s magic. I was forced into the garden for four or five years, so now I only leave the garden when it’s planned (unless something really enticing comes along).






Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge
Message 37 of 37
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