Discover Double CLI, woohoo!

FirstAscent · ‎02-26-2020

So last month I requested a CLI from the mobile app not expecting much, especially because my balance was about 85% or so, approved for an additional $300 that took me to $16,000 even.

I've since paid off the card (balance transfer but did pay a solid chunk down as well) and today about a month later I requested another CLI, approved for an increase of $1500 that took me to $17,500!

I didn't need it but figured why not, and I had read a few people getting CLI's 2 or even 3 months in a row. I think I'll try again next month as well before I push my luck too far. My NFCU is still my largest at $25k and is also HALF the APR of my discover card.

Anyways, pretty cool! If anyone else out there with Discover is thinking about it, I say go for it!

Current Score: EQ 708 | TU ??? | EX 714
Score highs: EQ 715 | TU 704 | EX 718 (02/2020)
Starting Score: EQ 616 | TU 614 | EX 585 (02/18/2018)
Goal Score: 740

AllZero · ‎02-26-2020

Congratulations on your double CLI!

Ficoproblems247 · ‎02-26-2020

You should call in for the double dip! Ask if they can go any higher with the CLI that was processed via the luv button. Definitely worth the shot.

FICO 8 EX 836 EQ 838 TU 831
TCL $223,100

Anonymous · ‎02-26-2020

Congratulations on your CLI!!

FirstAscent · ‎02-26-2020

@Ficoproblems247 wrote:
You should call in for the double dip! Ask if they can go any higher with the CLI that was processed via the luv button. Definitely worth the shot.

Thanks! I called and tried but they said this was the max at this time. But yeah worth a shot! I did get 2% knocked of my APR though! It's still pretty high at 20% so I'll have to work on getting that down.

Current Score: EQ 708 | TU ??? | EX 714
Score highs: EQ 715 | TU 704 | EX 718 (02/2020)
Starting Score: EQ 616 | TU 614 | EX 585 (02/18/2018)
Goal Score: 740