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Discover Graduation Day!

Papa_Bear
Frequent Contributor

Discover Graduation Day!

Got a pleasant surprise a few minutes ago. Went into my account to look at my statement and saw that my card is now unsecured with a $1K CLI. I love it when a plan comes together.






Message 1 of 16
15 REPLIES 15
babygirl1256
Valued Contributor

Re: Discover Graduation Day!

Congrats on your Discover graduation . . . I too started with a Discover secured card that graduated to unsecured -and- now my CL is $5.6k -but- no CLI since January 2021. I'm still very happy!!!Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 16
phouseplus
Valued Member

Re: Discover Graduation Day!

@Papa_Bear 

Congrats! 

A soft credit hack I use it to apply for a Discover personal loan, when you know they will say no. They tell you right away why, you get to see your updated FICO score that doesn't show up for months on the Discover app. 

See if you can get approved for another Discover card, ask for CLI's every 31 days maybe? I went from $8700 on my first Disco to $20200 on it now. Took years for all those CLIs. It can be done tho. I had a repo active on my score till last month.

You can do it!

Message 3 of 16
blindambition
Community Leader
Senior Contributor

Re: Discover Graduation Day!

Congrats on the graduation!!! Ms. Disco approved!!! 👍🏻 

Message 4 of 16
Total80sKid
Valued Contributor

Re: Discover Graduation Day!

Congrats on your Disco graduation 🎉

Message 5 of 16
KingRue8500
Established Contributor

Re: Discover Graduation Day!

Congrats on your Discover Graduation




Message 6 of 16
pursuetriumphcelebrate
Valued Member

Re: Discover Graduation Day!

Congrats on your card graduation and CLI Smiley Happy 

EQ 733 - EX 680 - TU 710
Message 7 of 16
CreditAggie
Senior Contributor

Re: Discover Graduation Day!

Congratulations on your Discover graduation and CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 8 of 16
NightTrader
Established Member

Re: Discover Graduation Day!

@Papa_Bear 

Did you use your card a lot and pay in full each month?  

Message 9 of 16
Papa_Bear
Frequent Contributor

Re: Discover Graduation Day!

@NightTrader I paid in full most months. Decent use, but never cycled through my limit (got close, but not quite). The last few months I used no more than 20-25% of my limit.






Message 10 of 16
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