Discover IT --- $6,500!!!

[SEAlifer]

[credit_is_crack]

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@credit_endurance wrote:
The crack is back on the disco train!! 😄😄Huge congrats on getting the approval!...Killer Apr as well! I could never crack the 20% apr threshold on either on my cards IT(closed) Miles(current) card. Enjoy the train ride 😎

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Thanks @bruisedcredit! I had the same issue with them on my old IT card -- "24.99% was approprirate according to my profile" is what they said, so I closed it and moved on. Now they can eat it 

@FireMedic1, and it's gonna Blaze!!!! Thanks @SEAlifer! 

[Anonymous]

Congratulations indeed! Welcome back to the Disco fam!

[Mahraja]

@Credit_Is_Crack congrats if you think 6.5ksl is bad with discover than the answer is NO its decent start ...you have the card now find your way to get it up to 20k i am sure you can do it crackey 

[Anonymous]

If it makes you feel any better CiC, they only gave me 6200!

But you beat me on the APR, they sent me a reserved invite for 15.99% and their lowest at that point in time was 14.99%. It appears it’s dropped a whole percentage point since? I thought I was only gonna have to drop 1% to get the lowest APR but now it looks like I may have to drop 2%?

[credit_is_crack]

Thanks @Birdman7! I read somewhere that the feds dropped the rate and saw a post where someone saw an auto reduction of their APR as well so you could see it just show up.

@Mahraja, I have full plans to blow this card up and hopefully I can get it up to $20k at some point. I’d be please with just reaching $15k. The highest I ever hit with a Disco Card was $8k and that took 3 years, but with this one starting at $6.5 I could see very different results — fingers crossed!

[CreditCuriosity]

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@credit_is_crack wrote:
Thanks @Birdman7! I read somewhere that the feds dropped the rate and saw a post where someone saw an auto reduction of their APR as well so you could see it just show up.

@Mahraja, I have full plans to blow this card up and hopefully I can get it up to $20k at some point. I’d be please with just reaching $15k. The highest I ever hit with a Disco Card was $8k and that took 3 years, but with this one starting at $6.5 I could see very different results — fingers crossed!

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IMO it will take awhile to grow this card as you like me have alot of credit and people with alot of credit discover grows very slow with despite score or income.  Just use it for the double cash for first year when suitable and what you get from the growth is just gravy on tops, but dont expect the 5-7 cli's like you see from some others as you are most likely "bucketed" into alot of credit bucket vs. not alot of credit bucket that gets alot more growth.  Just a post someone with a bk 1 year ago got a 15k SL.. Makes you shake you head, but Discover wants to be their main squeeze i suppose and willing to take the risk with said person

[credit_is_crack]

@CreditCuriosity you are very likely right. I think it’ll grow but it’ll be slow. The thing I’m hoping I don’t run into is like my last card where it just stalled, like I reached the high end of my cap from the low bucket and it just would not budge. As long as it keeps trucking along I’ll keep it around. Already got my reminder for 90 days to see what’s up lol

[Anonymous]

Yeah but I thought if it’s only lowered it by quarter of a point it appears discovers lowest rate went down a whole point.

[credit_is_crack]

Oh I see what you mean. Heck it’s not 24.99% so could always be worse lol