myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Discover IT Approval

tag
Get Access Now
Rebuild2019
Valued Contributor
‎03-18-2023 07:29 PM
‎03-18-2023 07:29 PM

Re: Discover IT Approval

Congrats @TequilaMockingbird on your approval. Nice SL. 


CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 11 of 33
Reply
SpaceCityCCuser
Frequent Contributor
‎03-19-2023 01:22 PM
‎03-19-2023 01:22 PM

Re: Discover IT Approval

Congrats on your Discover IT approval and great SL!


Last Signature Update: 09/01/25 | 2025 Total AF = $1560 (2025 credits redeemed *organically* $1465)











Credit Age:
Approvals (Chase 5/24 not counting business cards):
Inquiries:

Financial Institutions:
Cards on the Radar:
2 plus years away cards:
Message 12 of 33
Reply
Rdbeetle
Valued Contributor
‎03-19-2023 02:08 PM
‎03-19-2023 02:08 PM

Re: Discover IT Approval

Congrats on the approval and great SL!!!

SchoolsFirst FCU Rewards WMC $25k
US Bank Smartly VS $15k
AMEX BCE $10k
Walmart CashRewards WMC $8k
FICO 8 Scores: EX 803 I TU 810 I EQ 809
Message 13 of 33
Reply
BreakingOldHabits1
Valued Member
‎03-19-2023 02:20 PM
‎03-19-2023 02:20 PM

Re: Discover IT Approval

Congrats! Do you have other cards that limit?

Current Cards

Beginning: December 2022 (Recovering from 1 year layoff)

Current: April 1, 2023 (Recovering from 1 year layoff)
Message 14 of 33
Reply
Iusedtolurk
Established Contributor
‎03-19-2023 03:19 PM
‎03-19-2023 03:19 PM

Re: Discover IT Approval

@TequilaMockingbird wrote:

On a lark, I applied for the Discover it card. I thought I might be approved for $1000 but would have been delighted with a SL $3-5k. To my surprise, I was approved for $14k. 

Experian FICO 8 = 685

@TequilaMockingbird Fantastic SL! What did you base a possible 1000 sl on? Your Ex 8 Fico?

 

If you don't mind adding a few Data points like....

AAoA

AoOA

Number of revolving accounts/credit lines/balances 

Number of Inquiries 6 months/12 months/24 months

Message 15 of 33
Reply
cashorcharge
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎03-19-2023 03:24 PM
‎03-19-2023 03:24 PM

Re: Discover IT Approval

WooHoo!! Congratulations on your Discover Approval!!👏🏼🍾🥂

Message 16 of 33
Reply
Zoostation1
Valued Contributor
‎03-19-2023 09:00 PM
‎03-19-2023 09:00 PM

Re: Discover IT Approval

Congrats on the aproval!  Any other DPs about you approval are a welcome bonus!

Rebuild Started Nov 2021, TCL $88.7k
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Aug 2026 FICO 8:
Aug 2026 FICO 9:
Aug 2026 FICO 10:
Aug2026 FICO 10T:

Message 17 of 33
Reply
wambeezy
Frequent Contributor
‎03-19-2023 09:49 PM
‎03-19-2023 09:49 PM

Re: Discover IT Approval

Congrats on the approval!

Message 18 of 33
Reply
fullacrobat5
Frequent Contributor
‎03-19-2023 09:53 PM
‎03-19-2023 09:53 PM

Re: Discover IT Approval

Congratulations on your Discover IT approval!

Message 19 of 33
Reply
GZG
Senior Contributor
‎03-19-2023 09:56 PM
‎03-19-2023 09:56 PM

Re: Discover IT Approval

Amazing SL!!

 

Congrats!!

Starting FICO 8:
Current FICO 8:



Message 20 of 33
Reply
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.