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Discover IT CLI!

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kmorr2586
Regular Contributor

Discover IT CLI!

So yesterday I boldly decided that it was time to call Discover and ask for a CLI. I called the retention # listed in the sticky- he transferred me to the CLI department. Can I just say how awesome Discover's CSRs are?!?! Top notch. They went through the whole deal about salary etc- and asked what I was looking for a CLI. I told them anywhere between $1500 and $2k (was at $500 after a recon when I was first denied) then said that it would be a HP. i was hesitant given the # of inquiries on my report currently, granted they are mostly about 6-7 months old. 

 

Waited on hold for a couple minutes- then the CSR picked back up and approved me for the higher $2k limit. In hindsight, I probably should have paid it off before calling as it was showing a $450 and asked for more- but I'll take it! 

Message 1 of 15
14 REPLIES 14
gdale6
Moderator Emeritus

Re: Discover IT CLI!

Well done, grats Smiley Happy

Message 2 of 15
-Wade-
Valued Contributor

Re: Discover IT CLI!


@kmorr2586 wrote:

So yesterday I boldly decided that it was time to call Discover and ask for a CLI. I called the retention # listed in the sticky- he transferred me to the CLI department. Can I just say how awesome Discover's CSRs are?!?! Top notch. They went through the whole deal about salary etc- and asked what I was looking for a CLI. I told them anywhere between $1500 and $2k (was at $500 after a recon when I was first denied) then said that it would be a HP. i was hesitant given the # of inquiries on my report currently, granted they are mostly about 6-7 months old. 

 

Waited on hold for a couple minutes- then the CSR picked back up and approved me for the higher $2k limit. In hindsight, I probably should have paid it off before calling as it was showing a $450 and asked for more- but I'll take it! 


Congras on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 3 of 15
BigBS
Senior Contributor

Re: Discover IT CLI!

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 15
coldnmn
Mega Contributor

Re: Discover IT CLI!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 15
firetech593
Regular Contributor

Re: Discover IT CLI!

Discover is really coming around..they have been doing 3 month reviews and CLI..lots of Luv!

Message 6 of 15
alvon123
Super Contributor

Re: Discover IT CLI!

congrats


Message 7 of 15
DawgZ
Contributor

Re: Discover IT CLI!

Congratz!

 

 



My Wallet - Cap1 Visa Signature $13k, Chase Saphire Prefered $13.5k, Well's Fargo Rewards $10k, Cap1 Quicksilver MC $6.5k, Cap1 Quicksilver V $4k, Chase Freedom $9k, Discover IT $7.5k, Amex BCE $34k, Amazon/Chase $2.5k,PenFed V $10.5k, Amex Green

EQ 810(Fico), EX 806 (Fico), TU 815 (Fico)

Message 8 of 15
Anonymous
Not applicable

Re: Discover IT CLI!

Congrats on your increase CLI!
Message 9 of 15
MissMoni223
Senior Contributor

Re: Discover IT CLI!

Very well played, CONGRATS!!! Smiley Happy

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 10 of 15
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