Discover IT Finally Something!

nax · ‎03-16-2019

After almost 3 years of gardening Discover finally gave me an offer, a secured offer and I happily took it. Foot in! EQ score in the mid 600's, 1 Inquiry and 12% usage with 3 really anoying baddies like a $37.23 paid from old electric company that I can't seem to get rid of. I just have my 3 Capital One cards QS $3500, Platinum $750 and Buy Power $500. 4 years average age as I cosed a bunch of sub primes I got in my building and made the choice to trash them 2 years ago. I have been stalking Discover and Amex for about 5 years now and they just don't seem to like me for some reason. Very happy and I'm being stuborn and I wont app for anythihng else but Amex now even if it takes me 20 more years of gardening. Maybe in a year I'll start hitting up the Amex pre qual again. Someday they may like me!

kilroy8 · ‎03-16-2019

Congrats! That will grow with good care and open the door to unsecured before you know it.

MartyWrite75 · ‎03-16-2019

Congratulations on your approval!

December 2024: Experian 779; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,800 (Sock drawer) || Discover It: $13,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $7,500 || Citi Custom Cash: $12,500 || Verizon VS Visa: $15,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 10%
Inquiries: Exp: (1) Trans: (0) Equif: (0)