Discover IT approval - Don't know CL

[DenverVandal]

Well, I decided to roll the dice a little and apply for a Discover IT card. I got the message that I was not approved for the 0% terms but was approved with 22.99 APR. The message said they would mail me the card and let me know my CL. 

Should I call them for more info or should I just wait to get the card to see what my CL is? 

Thanks for any feedback!

[Anonymous]

Congrats! 

[uswala]

Congrats!  

The same happened with me when I applied. I did call in next day to ask the limit.

[Anomalous]

Congratulations! Thanks for sharing.

[Anonymous]

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@DenverVandal wrote:

Well, I decided to roll the dice a little and apply for a Discover IT card. I got the message that I was not approved for the 0% terms but was approved with 22.99 APR. The message said they would mail me the card and let me know my CL. 

Should I call them for more info or should I just wait to get the card to see what my CL is? 

Thanks for any feedback!

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Probably between $500 and $2,000.

I'd call and recon the 0% term as I was offered 6mos 0% with 22.99% after. I didn't have to recon however.

[selmore10]

I app'd online and got denied and got counter offered the 22.99% and called in they gave me $1500 and the 0% bt for 18 months.

[Anonymous]

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@selmore10 wrote:
I app'd online and got denied and got counter offered the 22.99% and called in they gave me $1500 and the 0% bt for 18 months.

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See, I only got 0% BT for 6mos along with purchases and 10.99% afterward.

[Anonymous]

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@DenverVandal wrote:

Well, I decided to roll the dice a little and apply for a Discover IT card. I got the message that I was not approved for the 0% terms but was approved with 22.99 APR. The message said they would mail me the card and let me know my CL. 

Should I call them for more info or should I just wait to get the card to see what my CL is? 

Thanks for any feedback!

---

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[Anonymous]

Got approved for Discover with $2k CL and 10.99% with no BT offer.

[coldnmn]

Congrats! Thanks for sharing.