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Discover IT (surprise) CLI

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RotaryP7
Valued Member

Discover IT (surprise) CLI

Man, I've tried so many times to ask for a CLI since 2016 when I got the card with a $1,000 limit but have gotten denied. They then lowered my limit to $900 when my credit score was in the 500s. I've paid my balance in full ever since; now I'm back to high 600s and out of nowhere, I get an e-mail saying because of my excellent history with Discover they've increased my limit to $9,000. So yeah, just wanted to let everyone know, if you pay your bills on time with Discover, they reward you. 

Chase Freedom Unlimited $1K | Chase Freedom Flex $500 | Capital One Quicksilver $3.3K | Capital One SavorOne $1K | Discover IT $9K | AMEX BCE $1K | Apple Card $1.5K | AMEX ED $1K
Current FICO 8: EQ: 691 TU: 692 EX: 691
Message 1 of 19
18 REPLIES 18
JL276
Regular Contributor

Re: Discover IT (surprise) CLI

@RotaryP7 simple amazing! Some would have sd the card after being credit limit decreased. You took it in stride and kept using the card responsibly. They rewarded you big time! CONGRATS Smiley Happy

Message 2 of 19
Remedios
Credit Mentor

Re: Discover IT (surprise) CLI

Congrats on your increase 

Message 3 of 19
gdale6
Moderator Emeritus

Re: Discover IT (surprise) CLI

Great story and enjoy the CLI Smiley Happy

Message 4 of 19
CreditAggie
Community Leader
Super Contributor

Re: Discover IT (surprise) CLI

Congratulations on your Discover CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 19
AllZero
Mega Contributor

Re: Discover IT (surprise) CLI

Congratulations on your massive CLI!
Message 6 of 19
JustBPatient
Established Contributor

Re: Discover IT (surprise) CLI

Well done!!  Congrats.

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 7 of 19
Anonymous
Not applicable

Re: Discover IT (surprise) CLI

Holy moly that’s awesome. Congrats! 

Message 8 of 19
mrcraft
Valued Contributor

Re: Discover IT (surprise) CLI

That's awesome.  Congrats on a huge CLI!!



Message 9 of 19
Irv02
Established Contributor

Re: Discover IT (surprise) CLI

Congratulations!!!

Message 10 of 19
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